Consumer Credit Counseling Service of Western North Carolina Inc
OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management …
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Make your donationAbout Consumer Credit Counseling Service of Western North Carolina Inc
Address: 50 S. French Broad Ave. Ste. 227 Asheville, NC Phone: 828.255.5166 Email: [email protected] Office Hours: Tues. - Thurs. 9 a.m. - 4 p.m. By appointment Evenings, Mondays, & Fridays.
Mission
OnTrack WNC helps people achieve their money and housing goals through financial education, counseling and support so that they can overcome crises, afford basic needs, improve money management skills and make sound financial choices rooted in their values.
Focus areas & reach
· What they work on and whereHow it stacks up against peers
· vs. 8 similar human services in United StatesConcerns
· None foundWhere every $1 goes
· FY2025 · IRS 990 (FY2025)GiveRadar Analysis
Original analysis from GiveRadar's dataset of comparable organizations
Based on the records currently verified by GiveRadar, Consumer Credit Counseling Service of Western North Carolina Inc has a complete profile, cross-referenced across 3 independent sources including the IRS.
- GiveRadar holds a more complete profile for this organization than for 99% of the 322,679 human services charities in the United States it tracks, because GiveRadar has verified its financial disclosures and its governance. Most of those have little verified data on record yet. View this cohort
- Established in 1973, it predates 86% of the human services charities in the United States GiveRadar has a founding year for. View this cohort
- It has more complete contact information than nearly all similar organizations, with a verified website, email, phone and address on record. See national comparisons
- government registration
- financial records (5 filed years)
- disclosed leadership
- a website
- a contact email
- a donation page
- third-party accreditation (present for 98% of comparable organizations)
- an owner-submitted profile claim
Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.
Common questions
· Auto-generated from filings + methodologyConsumer Credit Counseling Service of Western North Carolina Inc is a registered human services nonprofit based in Asheville, NC, United States. It is registered with the Internal Revenue Service (IRS). It was founded in 1973 and has been operating for 53 years. Its EIN is 561056077. GiveRadar's Integrity Assessment for the organization is 90/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports $1M in annual revenue. 69 officers and directors are publicly disclosed. No red flags have been detected.
Consumer Credit Counseling Service of Western North Carolina Inc's EIN (Employer Identification Number) is 561056077. This is the organization's IRS tax identification number; you can use it to verify tax-exempt status and to look up its Form 990 filings with the IRS.
Consumer Credit Counseling Service of Western North Carolina Inc has a GiveRadar Integrity Assessment of 90/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 90 ('Strong transparency') reflects well-documented governance, recent financials, named leadership, and working contact details. The charity allocates 78% of expenses to programs, which contributes positively to its score. For comparison, the average integrity assessment for human services charities in United States is 90/100.
Consumer Credit Counseling Service of Western North Carolina Inc is located in Asheville, NC, United States. The organization was established in 1973 and has been active for 53 years.
Based on official tax filings, Consumer Credit Counseling Service of Western North Carolina Inc has $1M in annual revenue. It allocates 78% of expenses to programs and services. This is below the average of 86% for human services charities in United States. Its revenue is below the peer average of $3M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.
Consumer Credit Counseling Service of Western North Carolina Inc is classified as a Human Services organization, registered in United States. It operates as a Publicly-supported charity (509(a)(2)). By size, it is categorized as a medium organization. It has $1M in annual revenue. The organization has 69 disclosed officers and directors.
No red flags have been detected for Consumer Credit Counseling Service of Western North Carolina Inc. GiveRadar automatically screens charities for concerning patterns including high executive compensation, low program spending, and missing financial filings. Based on available official data, no issues have been identified.
According to GiveRadar's records, Consumer Credit Counseling Service of Western North Carolina Inc is registered with the Internal Revenue Service (IRS) and overseen by the IRS. It reports that 78% of expenses go to programs (the peer average is 86%). You can donate directly through their official donation page linked on their GiveRadar profile. GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.
Address: 50 S. French Broad Ave. Ste. 227 Asheville, NC Phone: 828.255.5166 Email: [email protected] Office Hours: Tues. - Thurs. 9 a.m. - 4 p.m. By appointment Evenings, Mondays, & Fridays. Consumer Credit Counseling Service of Western North Carolina Inc is classified as a human services organization registered in United States. The organization was founded in 1973.
Among human services charities registered in United States: It allocates 78% of expenses to programs, below the peer average of 86%. Its annual revenue of $1M is below the peer average of $3M.
Yes, donations to Consumer Credit Counseling Service of Western North Carolina Inc are generally tax-deductible in the United States. Consumer Credit Counseling Service of Western North Carolina Inc is a 501(c)(3) tax-exempt organization. Its EIN is 561056077, which you can use for tax filing purposes. Donors can typically deduct contributions on their federal income tax return if they itemize deductions. Consult a tax professional for guidance specific to your situation.
Filing history
5 years on file from IRS 990 (FY2025): revenue, expenses, program spending, assets, and liabilities by fiscal year.
See 5 years of revenue, expense breakdowns, and balance sheet.
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Tax-deductibility for donors
Donations may be tax-deductible for residents of United States under local rules. Confirm with the charity directly.
CONSUMER CREDIT COUNSELING SERVICE OF WESTERN NORTH CAROLINA INC is registered in United States. Donations from the Netherlands to charities outside the EU/EEA are generally not tax-deductible for Dutch donors unless the charity is listed on the Dutch ANBI register with foreign-recognized status.
Always confirm tax treatment with the charity directly or your tax advisor before donating.
Staff & volunteers
From filings and published profiles
Leadership
From FY2025 filing
Officers & trustees (25)
Source: Public filings
25 officers and trustees on file - free with a GiveRadar account.
Latest news
From global news sources
No recent news coverage found
News coverage will appear here when articles mention this organization.
Activity timeline
Filings and press mentions, merged
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How many charities work in each area, with this charity's area highlighted.
Most common causes in United States
Causes charities work on most, with this charity's causes ticked.
Sources and verification
- Registration and legal identity
- Internal Revenue Service (IRS) - Tax Exempt Organization Search
- Financial filings
- IRS Form 990 filings - Fiscal year 2025 most recent on file.
- Officers and trustees
- Internal Revenue Service (IRS) - Tax Exempt Organization Search - 69 disclosed in the public registry.
- Supplementary verification
- Charity Navigator
Data freshness
What we know and don't know
Exactly which public data we hold on this charity. Our score reflects transparency, not impact.
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Financial data · FY2025 on record
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Named leadership · 69 officers on file
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Executive pay · Disclosed
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Government registration · Registered with an official registry
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Mission statement · Published
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Official website · On record
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Headquarters address · On file
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Direct contact · Email or phone published
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Tax-deductibility · Verified
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Founding date · 1973
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Programs & activitiesNo named programs listed by the charity
Methodology
GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.
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Quick facts about Consumer Credit Counseling Service of Western North Carolina Inc
- What is Consumer Credit Counseling Service of Western North Carolina Inc?
- Consumer Credit Counseling Service of Western North Carolina Inc is a human services publicly-supported charity (509(a)(2)) based in Asheville, United States. Address: 50 S. French Broad Ave. Ste. 227 Asheville, NC Phone: 828.255.5166 Email: [email protected] Office Hours: Tues. - Thurs. 9 a.m. - 4 p.m. By appointment Evenings, Mondays, & Fridays.
- When was Consumer Credit Counseling Service of Western North Carolina Inc founded?
- Consumer Credit Counseling Service of Western North Carolina Inc was founded in 1973.
- Who leads Consumer Credit Counseling Service of Western North Carolina Inc?
- Matthew Belitsos serves as Treasurer.
- Where is Consumer Credit Counseling Service of Western North Carolina Inc located?
- Headquartered in Asheville, NC, United States.
- What is Consumer Credit Counseling Service of Western North Carolina Inc's annual budget?
- Annual revenue for fiscal year 2025 is approximately $1M-$10M. 78% of expenses go to program services.
- Is Consumer Credit Counseling Service of Western North Carolina Inc trustworthy?
- Consumer Credit Counseling Service of Western North Carolina Inc has a GiveRadar Integrity Assessment of 90 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
- What is Consumer Credit Counseling Service of Western North Carolina Inc's registration number?
- IRS EIN: 561056077.
- What is Consumer Credit Counseling Service of Western North Carolina Inc's website?
- http://www.ontrackwnc.org