Foundation for Credit Counselling

Foundation for Credit Counselling is a registered education nonprofit based in Leeds, Scotland, United Kingdom. It is registered with the Charity Commission for England and Wales. It was founded in 2016 and has been operating for 10 years. Its registration number is SC046263. GiveRadar's Integrity Assessment for the organization is 41/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports £58M in annual revenue.

Foundation for Credit Counselling's official registration number is SC046263, as recorded in the national registry of United Kingdom.

Foundation for Credit Counselling has a GiveRadar Integrity Assessment of 41/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 41 ('Partial transparency') means some public data is on file but key signals are missing - worth a closer look before donating. For comparison, the average integrity assessment for education charities in United Kingdom is 86/100.

Foundation for Credit Counselling is located in Leeds, Scotland, United Kingdom. The organization was established in 2016 and has been active for 10 years.

Based on official tax filings, Foundation for Credit Counselling has £58M in annual revenue. Its revenue is significantly above the peer average of £994K. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.

Foundation for Credit Counselling is classified as an Education organization, registered in United Kingdom. It operates as a Charitable Company. It has £58M in annual revenue.

According to GiveRadar's records, Foundation for Credit Counselling is registered with the Charity Commission for England and Wales and overseen by the Charity Commission. GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.

'It carries out activities or services itself' 'the prevention or relief of poverty','the advancement of education' 3. The objects for which the Charity is established are:- 3.1 the prevention or relief of poverty amongst persons who are in debt (particularly in the United Kingdom) by:- (a) the provision of advice to assist such persons to re-schedule and refinance their borrowings. (b) the provision of financial education to enable such persons to manage their finances more effectively. (c) the establishment and support of counselling services to which such persons may resort for advice on debt matters generally. (d) the establishment of an insolvency practice to which such persons may resort as... Foundation for Credit Counselling is classified as an education organization registered in United Kingdom. The organization was founded in 2016.

Among education charities registered in United Kingdom: Its annual revenue of £58M is well above the peer average of £994K.

Foundation for Credit Counselling is a charitable company limited by guarantee, the most common incorporated form for UK charities. It is registered with both Companies House and the Charity Commission, and must file annual accounts with both regulators. Directors (who are also charity trustees) have limited liability. Its Charity Commission registration number is SC046263.

You can verify Foundation for Credit Counselling in several ways. First, search the Charity Commission Register at https://register-of-charities.charitycommission.gov.uk/ - every charity registered in England and Wales appears here with its registration number, trustees, governing document, and filed accounts. Because this is a charitable company, you can also check its filings on Companies House (https://find-and-update.company-information.service.gov.uk/). Second, check whether the charity's annual return and accounts are up to date - the Commission flags charities with overdue filings. Third, look for the Fundraising Regulator badge on the charity's website, which signals voluntary compliance with the Code of Fundraising Practice.

Contact Foundation for Credit Counselling directly for current donation methods. UK charities typically accept online card payments, direct debit, and bank transfer. Many also use platforms such as JustGiving or Charities Aid Foundation (CAF). If you are a UK taxpayer, make sure to tick the Gift Aid box: it lets the charity reclaim 25p from HMRC for every pound you give at no extra cost to you. Higher-rate taxpayers can claim back the difference between basic-rate and their marginal rate through Self Assessment. Payroll Giving (Give As You Earn) lets you donate pre-tax through your employer.

Donations to Foundation for Credit Counselling are eligible for Gift Aid if you are a UK income-tax or capital-gains-tax payer. Gift Aid adds 25% to your donation at no cost to you (the charity reclaims basic-rate tax from HMRC). Higher-rate and additional-rate taxpayers can also claim back the difference through Self Assessment or by adjusting their PAYE tax code. Gifts of shares, property, or land to charity are free of Capital Gains Tax and can be deducted from your income for Income Tax purposes. Legacy gifts (in your will) reduce the value of your estate for Inheritance Tax and can lower the IHT rate from 40% to 36% if you leave at least 10% to charity.

Foundation for Credit Counselling is based in Leeds in Scotland. The Charity Commission for England and Wales (CCEW) is the primary regulator. Scotland has its own regulator (OSCR), and Northern Ireland has the Charity Commission for Northern Ireland (CCNI). A charity registered with the CCEW may operate across the whole of the UK or internationally.

Foundation for Credit Counselling was first registered in 2016, making it approximately 10 years old. UK charities must file an annual return with the Charity Commission to remain on the register. A long registration history generally indicates sustained operations and continuous regulatory compliance.