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National Foundation for Consumer Credit Inc

Credit counseling and public education to all individuals requesting and in need of such help.

Consumer Credit Counseling Of The

Parkersburg, WV EIN: 237124716 (IRS) Sign up to see website
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74
Integrity Assessment
Strong transparency
74/100 · methodology

About National Foundation for Consumer Credit Inc

We’re on a mission to help people achieve financial independence through exceptional education and proven counseling programs. We help all types of people with most money issues — from debt relief, to budgeting, loan repayments, or other debt-related challenges. Services for debt relief, bankruptcy,

Founded
Headquarters
Parkersburg, WV
Foundation type
Publicly-supported charity (509(a)(2))
IRS subsection
501(c)(03)
Ruling date
Size
medium

Mission

Credit counseling and public education to all individuals requesting and in need of such help.

Focus areas & reach

· What they work on and where
SDG alignment The 17 UN Sustainable Development Goals (SDGs) are the global agenda for ending poverty, protecting the planet, and ensuring prosperity by 2030. We tag each charity to the goals its work advances.

How it stacks up against peers

· vs. 5 similar community development in United States
Program spending This charity: 86%
Peer average: 81%
CEO comp as % of revenue This charity: 9.98%
Peer average: 0.48%
Integrity Assessment This charity: 74
Peer average: 90

Concerns

· 1 red flag
High Executive Pay
Top executive compensation is 10.2% of total expenses ($64,207 of $631,981).

Where every $1 goes

· FY2024 · IRS 990 (FY2024)
$0.86
Program$0.86
86% to programs beats the peer average (81%) and beats the Charity Navigator "highly efficient" threshold (75%).

GiveRadar Analysis

Original analysis from GiveRadar's dataset of comparable organizations

From what GiveRadar has verified so far, National Foundation for Consumer Credit Inc has a complete profile, cross-referenced across 3 independent sources including the IRS.

  • Established in 1971, it predates 84% of the community development charities in the United States GiveRadar has a founding year for. View this cohort
  • It has more complete contact information than nearly all similar organizations, with a verified website, email, phone and address on record. See national comparisons
  • GiveRadar has verified more about this organization than about 81% of the 56,086 community development charities in the United States it tracks, because GiveRadar has verified its financial disclosures and its governance. Most of those have little verified data on record yet. View this cohort
GiveRadar has verified
  • government registration
  • financial records (5 filed years)
  • disclosed leadership
  • a website
  • a contact email
  • a donation page
Not yet verified by GiveRadar
  • third-party accreditation (present for 94% of comparable organizations)
  • an owner-submitted profile claim

Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.

Common questions

· Auto-generated from filings + methodology

National Foundation for Consumer Credit Inc is a registered community development nonprofit based in Parkersburg, WV, United States. It is registered with the Internal Revenue Service (IRS). It was founded in 1971 and has been operating for 55 years. Its EIN is 237124716. GiveRadar's Integrity Assessment for the organization is 74/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports $643K in annual revenue. 61 officers and directors are publicly disclosed. GiveRadar has identified 1 potential concern.

National Foundation for Consumer Credit Inc's EIN (Employer Identification Number) is 237124716. This is the organization's IRS tax identification number; you can use it to verify tax-exempt status and to look up its Form 990 filings with the IRS.

National Foundation for Consumer Credit Inc has a GiveRadar Integrity Assessment of 74/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 74 ('Strong transparency') reflects well-documented governance, recent financials, named leadership, and working contact details. The charity allocates 86% of expenses to programs, which contributes positively to its score. For comparison, the average integrity assessment for community development charities in United States is 90/100.

National Foundation for Consumer Credit Inc is located in Parkersburg, WV, United States. The organization was established in 1971 and has been active for 55 years.

Based on official tax filings, National Foundation for Consumer Credit Inc has $643K in annual revenue. It allocates 86% of expenses to programs and services. This is in line with the average of 81% for community development charities in United States. Its revenue is below the peer average of $3M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.

National Foundation for Consumer Credit Inc is classified as a Community Development organization, registered in United States. It operates as a Publicly-supported charity (509(a)(2)). By size, it is categorized as a medium organization. It has $643K in annual revenue. The organization has 61 disclosed officers and directors.

GiveRadar has identified 1 potential concern for National Foundation for Consumer Credit Inc. Red flags are automatically detected from official data and may include high executive compensation relative to budget, low program spending, or missing financial filings. Red flags do not necessarily mean wrongdoing but indicate areas that may warrant further review before donating.

According to GiveRadar's records, National Foundation for Consumer Credit Inc is registered with the Internal Revenue Service (IRS) and overseen by the IRS. It reports that 86% of expenses go to programs (the peer average is 81%). You can donate directly through their official donation page linked on their GiveRadar profile. GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.

We’re on a mission to help people achieve financial independence through exceptional education and proven counseling programs. We help all types of people with most money issues — from debt relief, to budgeting, loan repayments, or other debt-related challenges. Services for debt relief, bankruptcy, National Foundation for Consumer Credit Inc is classified as a community development organization registered in United States. The organization was founded in 1971.

Among community development charities registered in United States: It allocates 86% of expenses to programs, in line with the peer average of 81%. Its annual revenue of $643K is below the peer average of $3M.

Yes, donations to National Foundation for Consumer Credit Inc are generally tax-deductible in the United States. National Foundation for Consumer Credit Inc is a 501(c)(3) tax-exempt organization. Its EIN is 237124716, which you can use for tax filing purposes. Donors can typically deduct contributions on their federal income tax return if they itemize deductions. Consult a tax professional for guidance specific to your situation.

Annual revenue
$100K-$1M
86% to programs
Source: IRS 990 (FY2024) why this matters
Unlock exact figures

Filing history

5 years on file from IRS 990 (FY2024): revenue, expenses, program spending, assets, and liabilities by fiscal year.

Years on record: FY2024, FY2023, FY2022, FY2021, FY2020.
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Taxes

Tax-deductibility for donors

Donations may be tax-deductible for residents of United States under local rules. Confirm with the charity directly.

Always confirm tax treatment with the charity directly or your tax advisor before donating.

Staff & volunteers

From filings and published profiles

Employees
14

Leadership

From FY2024 filing

SH
Shelene S•••••••••
Executive Director

Officers & trustees (18)

Source: Public filings

See full names, roles, and stories

18 officers and trustees on file - free with a GiveRadar account.

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Latest news

From global news sources

No recent news coverage found

News coverage will appear here when articles mention this organization.

Activity timeline

Filings and press mentions, merged

Form filed
$0.6M revenue
FY2024
IRS 990
Form filed
$0.7M revenue
FY2023
IRS 990
Form filed
$0.5M revenue
FY2022
IRS 990
Form filed
$0.5M revenue
FY2021
IRS 990
Form filed
$0.5M revenue
FY2020
IRS 990

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Cause areas in United States

How many charities work in each area, with this charity's area highlighted.

Human Services 322,679
Education 195,586
Arts & Culture 133,128
Advocacy & Civil Rights 128,026
Religion 114,636
Health 98,862
Community Development this charity 56,086
Youth Development 53,450
See all cause areas in United States

Most common causes in United States

Causes charities work on most, with this charity's causes ticked.

Community Development 235,146
Education 159,016
Religion 103,741
Arts & Culture 101,203
Human Rights 76,926
Health 65,250
Youth Development 47,775
Animal Welfare 32,425

Sources and verification

Registration and legal identity
Internal Revenue Service (IRS) - Tax Exempt Organization Search
Financial filings
IRS Form 990 filings - Fiscal year 2024 most recent on file.
Officers and trustees
Internal Revenue Service (IRS) - Tax Exempt Organization Search - 61 disclosed in the public registry.
Supplementary verification
Charity Navigator

Data freshness

Last updated
Jun 12, 2026
Registry checked
Jun 6, 2026
Profile completeness
90%

What we know and don't know

Exactly which public data we hold on this charity. Our score reflects transparency, not impact.

On record · 10
  • Financial data · FY2024 on record
  • Named leadership · 61 officers on file
  • Executive pay · Disclosed
  • Government registration · Registered with an official registry
  • Mission statement · Published
  • Official website · On record
  • Headquarters address · On file
  • Direct contact · Email or phone published
  • Tax-deductibility · Verified
  • Founding date · 1971
Not available · 1
  • Programs & activities
    No named programs listed by the charity

Methodology

GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.

Read full methodology

Are you the owner or a board member?

If you represent this organization and want to correct or update its data, you can claim this listing to edit details yourself, or email [email protected] with the correct information. We review every request and respond within 30 days.

Quick facts about National Foundation for Consumer Credit Inc

What is National Foundation for Consumer Credit Inc?
National Foundation for Consumer Credit Inc is a community development publicly-supported charity (509(a)(2)) based in Parkersburg, United States. We’re on a mission to help people achieve financial independence through exceptional education and proven counseling programs. We help all types of people with most money issues — from debt relief, to budgeting, loan repayments, or other debt-related challenges. Services for debt relief, bankruptcy,
When was National Foundation for Consumer Credit Inc founded?
National Foundation for Consumer Credit Inc was founded in 1971.
Who leads National Foundation for Consumer Credit Inc?
Shelene Shrewsbury serves as Executive Director.
Where is National Foundation for Consumer Credit Inc located?
Headquartered in Parkersburg, WV, United States.
What is National Foundation for Consumer Credit Inc's annual budget?
Annual revenue for fiscal year 2024 is approximately $100K-$1M. 86% of expenses go to program services.
Is National Foundation for Consumer Credit Inc trustworthy?
National Foundation for Consumer Credit Inc has a GiveRadar Integrity Assessment of 74 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
What is National Foundation for Consumer Credit Inc's registration number?
IRS EIN: 237124716.
What is National Foundation for Consumer Credit Inc's website?
http://www.wvcccs.org