Renaissance Community Loan Fund Inc
To provide support through technical and financial assistance to facilitate the development of communities which provide safe, quality housing for the workforce and special need residents of the …
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RCLF is on a mission to empower people with the skills, information, and lending services they need to become successful home and business owners.
Verified certifications
Confirmed against the issuing authority - not self-reported.
Mission
To provide support through technical and financial assistance to facilitate the development of communities which provide safe, quality housing for the workforce and special need residents of the mississippi gulf coast and economic opportunities that will add/retain jobs in the community or that create entrepreneurial opportunities.
Focus areas & reach
· What they work on and whereHow it stacks up against peers
· vs. 8 similar human services in United StatesConcerns
· None foundWhere every $1 goes
· FY2024 · IRS 990 (FY2024)GiveRadar Analysis
Original analysis from GiveRadar's dataset of comparable organizations
GiveRadar's verified records show Renaissance Community Loan Fund Inc with a complete profile, sourced from the IRS.
- GiveRadar holds a more complete profile for this organization than for 90% of the 322,679 human services charities in the United States it tracks, because GiveRadar has verified its financial disclosures and its governance. Most of those have little verified data on record yet. View this cohort
- It has more complete contact information than nearly all comparable charities, with a verified website, email, phone and address on record. See national comparisons
- By reported annual revenue, it is larger than 79% of the 136,181 human services charities in the United States with financial records on GiveRadar. See the filings
- government registration
- financial records (5 filed years)
- disclosed leadership
- a website
- a contact email
- a donation page
- an owner-submitted profile claim
Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.
Common questions
· Auto-generated from filings + methodologyRenaissance Community Loan Fund Inc is a registered human services nonprofit based in Gulfport, MS, United States. It is registered with the Internal Revenue Service (IRS). It was founded in 2007 and has been operating for 19 years. Its EIN is 208181931. According to GiveRadar's records, it holds active tax-deductible status on the IRS Publication 78 list, which means donations are tax-deductible and the organization is in good standing with the IRS. GiveRadar's Integrity Assessment for the organization is 80/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports $6M in annual revenue. 60 officers and directors are publicly disclosed. No red flags have been detected.
Renaissance Community Loan Fund Inc's EIN (Employer Identification Number) is 208181931. This is the organization's IRS tax identification number; you can use it to verify tax-exempt status and to look up its Form 990 filings with the IRS.
Renaissance Community Loan Fund Inc has a GiveRadar Integrity Assessment of 80/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 80 ('Strong transparency') reflects well-documented governance, recent financials, named leadership, and working contact details. The charity allocates 87% of expenses to programs, which contributes positively to its score. For comparison, the average integrity assessment for human services charities in United States is 90/100.
Renaissance Community Loan Fund Inc is located in Gulfport, MS, United States. The organization was established in 2007 and has been active for 19 years.
Based on official tax filings, Renaissance Community Loan Fund Inc has $6M in annual revenue. It allocates 87% of expenses to programs and services. This is in line with the average of 86% for human services charities in United States. Its revenue is significantly above the peer average of $3M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.
Renaissance Community Loan Fund Inc is classified as a Human Services organization, registered in United States. It operates as a Publicly-supported charity (509(a)(2)). By size, it is categorized as a medium organization. It has $6M in annual revenue. The organization has 60 disclosed officers and directors.
No red flags have been detected for Renaissance Community Loan Fund Inc. GiveRadar automatically screens charities for concerning patterns including high executive compensation, low program spending, and missing financial filings. Based on available official data, no issues have been identified.
According to GiveRadar's records, Renaissance Community Loan Fund Inc holds active tax-deductible status on the IRS Publication 78 list, which means donations are tax-deductible and the organization is in good standing with the IRS. It is registered with the Internal Revenue Service (IRS). It reports that 87% of expenses go to programs (the peer average is 86%). You can donate directly through their official donation page linked on their GiveRadar profile. GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.
RCLF is on a mission to empower people with the skills, information, and lending services they need to become successful home and business owners. Renaissance Community Loan Fund Inc is classified as a human services organization registered in United States. The organization was founded in 2007.
Among human services charities registered in United States: It allocates 87% of expenses to programs, in line with the peer average of 86%. Its annual revenue of $6M is well above the peer average of $3M.
Yes, donations to Renaissance Community Loan Fund Inc are generally tax-deductible in the United States. Its EIN is 208181931, which you can use for tax filing purposes. Donors can typically deduct contributions on their federal income tax return if they itemize deductions. Consult a tax professional for guidance specific to your situation.
Filing history
5 years on file from IRS 990 (FY2024): revenue, expenses, program spending, assets, and liabilities by fiscal year.
See 5 years of revenue, expense breakdowns, and balance sheet.
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Tax-deductibility for donors
Donations may be tax-deductible for residents of United States under local rules. Confirm with the charity directly.
RENAISSANCE COMMUNITY LOAN FUND INC is registered in United States. Donations from the Netherlands to charities outside the EU/EEA are generally not tax-deductible for Dutch donors unless the charity is listed on the Dutch ANBI register with foreign-recognized status.
Always confirm tax treatment with the charity directly or your tax advisor before donating.
Staff & volunteers
From filings and published profiles
Leadership
From FY2024 filing
Officers & trustees (13)
Source: Public filings
13 officers and trustees on file - free with a GiveRadar account.
Latest news
From global news sources
No recent news coverage found
News coverage will appear here when articles mention this organization.
Activity timeline
Filings and press mentions, merged
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Sources and verification
- Registration and legal identity
- Internal Revenue Service (IRS) - Tax Exempt Organization Search
- Financial filings
- IRS Form 990 filings - Fiscal year 2024 most recent on file.
- Officers and trustees
- Internal Revenue Service (IRS) - Tax Exempt Organization Search - 60 disclosed in the public registry.
Data freshness
What we know and don't know
Exactly which public data we hold on this charity. Our score reflects transparency, not impact.
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Financial data · FY2024 on record
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Named leadership · 60 officers on file
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Executive pay · Disclosed
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Government registration · Registered with an official registry
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Mission statement · Published
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Official website · On record
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Headquarters address · On file
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Direct contact · Email or phone published
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Tax-deductibility · Verified
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Founding date · 2007
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Programs & activitiesNo named programs listed by the charity
Methodology
GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.
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Quick facts about Renaissance Community Loan Fund Inc
- What is Renaissance Community Loan Fund Inc?
- Renaissance Community Loan Fund Inc is a human services publicly-supported charity (509(a)(2)) based in Gulfport, United States. RCLF is on a mission to empower people with the skills, information, and lending services they need to become successful home and business owners.
- When was Renaissance Community Loan Fund Inc founded?
- Renaissance Community Loan Fund Inc was founded in 2007.
- Who leads Renaissance Community Loan Fund Inc?
- Kimberly Larosa serves as President/CEO.
- Where is Renaissance Community Loan Fund Inc located?
- Headquartered in Gulfport, MS, United States.
- What is Renaissance Community Loan Fund Inc's annual budget?
- Annual revenue for fiscal year 2024 is approximately $1M-$10M. 87% of expenses go to program services.
- Is Renaissance Community Loan Fund Inc trustworthy?
- Renaissance Community Loan Fund Inc has a GiveRadar Integrity Assessment of 80 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
- What is Renaissance Community Loan Fund Inc's registration number?
- IRS EIN: 208181931.
- What is Renaissance Community Loan Fund Inc's website?
- http://www.rclfms.com