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Visit www.spearlondon.orgAbout Spear Housing Association Limited
SPEAR exists to enable homeless people in South and West London find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development.
Verified certifications
Confirmed against the issuing authority - not self-reported.
Focus areas & reach
· What they work on and whereHow it stacks up against peers
· vs. 8 similar human services in United KingdomConcerns
· None foundWhere every £1 goes
· FY2025 · Charity Commission (UK) (FY2025)GiveRadar Analysis
Original analysis from GiveRadar's dataset of comparable organizations
Based on the records currently verified by GiveRadar, Spear Housing Association Limited has a partial profile, cross-referenced across 3 independent sources including the Charity Commission.
- By reported annual revenue, it is larger than 98% of the 2,406 human services charities in the United Kingdom with financial records on GiveRadar. See the filings
- GiveRadar holds 5 years of financial filings for this organization, the most recent for fiscal year 2025. See the filings
- Its integrity score of 86 places it in the top 1% of the 3,065 human services charities in the United Kingdom GiveRadar tracks, because GiveRadar has verified its financial disclosures and its registration. View this cohort
- government registration
- financial records (5 filed years)
- disclosed leadership
- a website
- a contact email
- a donation page
- third-party accreditation
- an owner-submitted profile claim
Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.
Common questions
· Auto-generated from filings + methodologySpear Housing Association Limited is a registered human services nonprofit based in Twickenham, United Kingdom. It is registered with the Charity Commission for England and Wales. It was founded in 2008 and has been operating for 18 years. According to GiveRadar's records, it holds registration with the UK Fundraising Regulator, which means it has committed to the Code of Fundraising Practice and accountable fundraising standards. GiveRadar's Integrity Assessment for the organization is 86/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports £5M in annual revenue. 11 officers and directors are publicly disclosed. No red flags have been detected.
Spear Housing Association Limited's registered charity number is 1122206. You can use it to look up the organization on the Charity Commission register.
Spear Housing Association Limited has a GiveRadar Integrity Assessment of 86/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 86 ('Strong transparency') reflects well-documented governance, recent financials, named leadership, and working contact details. The charity allocates 95% of expenses to programs, which contributes positively to its score. For comparison, the average integrity assessment for human services charities in United Kingdom is 86/100.
Spear Housing Association Limited is located in Twickenham, United Kingdom. The organization was established in 2008 and has been active for 18 years.
Based on official tax filings, Spear Housing Association Limited has £5M in annual revenue. It allocates 95% of expenses to programs and services. This is above the average of 86% for human services charities in United Kingdom. Its revenue is significantly above the peer average of £249K. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.
Spear Housing Association Limited is classified as a Human Services organization, registered in United Kingdom. It operates as a Charitable Company. By size, it is categorized as a medium organization. It has £5M in annual revenue. The organization has 11 disclosed officers and directors.
No red flags have been detected for Spear Housing Association Limited. GiveRadar automatically screens charities for concerning patterns including high executive compensation, low program spending, and missing financial filings. Based on available official data, no issues have been identified.
According to GiveRadar's records, Spear Housing Association Limited holds registration with the UK Fundraising Regulator, which means it has committed to the Code of Fundraising Practice and accountable fundraising standards. It is registered with the Charity Commission for England and Wales. It reports that 95% of expenses go to programs (the peer average is 86%). GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.
SPEAR exists to enable homeless people in South and West London find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development. Spear Housing Association Limited is classified as a human services organization registered in United Kingdom. The organization was founded in 2008.
Among human services charities registered in United Kingdom: It allocates 95% of expenses to programs, above the peer average of 86%. Its annual revenue of £5M is well above the peer average of £249K.
Spear Housing Association Limited is a charitable company limited by guarantee, the most common incorporated form for UK charities. It is registered with both Companies House and the Charity Commission, and must file annual accounts with both regulators. Directors (who are also charity trustees) have limited liability.
You can verify Spear Housing Association Limited in several ways. First, search the Charity Commission Register at https://register-of-charities.charitycommission.gov.uk/ - every charity registered in England and Wales appears here with its registration number, trustees, governing document, and filed accounts. Because this is a charitable company, you can also check its filings on Companies House (https://find-and-update.company-information.service.gov.uk/). Second, check whether the charity's annual return and accounts are up to date - the Commission flags charities with overdue filings. Third, look for the Fundraising Regulator badge on the charity's website, which signals voluntary compliance with the Code of Fundraising Practice.
Contact Spear Housing Association Limited directly for current donation methods. UK charities typically accept online card payments, direct debit, and bank transfer. Many also use platforms such as JustGiving or Charities Aid Foundation (CAF). If you are a UK taxpayer, make sure to tick the Gift Aid box: it lets the charity reclaim 25p from HMRC for every pound you give at no extra cost to you. Higher-rate taxpayers can claim back the difference between basic-rate and their marginal rate through Self Assessment. Payroll Giving (Give As You Earn) lets you donate pre-tax through your employer.
Yes, Spear Housing Association Limited is registered with the Fundraising Regulator (FR), the independent regulator of charitable fundraising in England, Wales, and Northern Ireland. Registration means the charity has committed to following the Code of Fundraising Practice and the Fundraising Promise, which set standards for honest, respectful, and transparent fundraising. Donors can complain to the FR if they believe a charity has breached the Code.
Donations to Spear Housing Association Limited are eligible for Gift Aid if you are a UK income-tax or capital-gains-tax payer. Gift Aid adds 25% to your donation at no cost to you (the charity reclaims basic-rate tax from HMRC). Higher-rate and additional-rate taxpayers can also claim back the difference through Self Assessment or by adjusting their PAYE tax code. Gifts of shares, property, or land to charity are free of Capital Gains Tax and can be deducted from your income for Income Tax purposes. Legacy gifts (in your will) reduce the value of your estate for Inheritance Tax and can lower the IHT rate from 40% to 36% if you leave at least 10% to charity.
Spear Housing Association Limited is based in Twickenham. The Charity Commission for England and Wales (CCEW) is the primary regulator. Scotland has its own regulator (OSCR), and Northern Ireland has the Charity Commission for Northern Ireland (CCNI). A charity registered with the CCEW may operate across the whole of the UK or internationally.
Spear Housing Association Limited was first registered in 2008, making it approximately 18 years old. UK charities must file an annual return with the Charity Commission to remain on the register. A long registration history generally indicates sustained operations and continuous regulatory compliance.
Filing history
5 years on file from Charity Commission (UK) (FY2025): revenue, expenses, program spending, assets, and liabilities by fiscal year.
See 5 years of revenue, expense breakdowns, and balance sheet.
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Tax-deductibility for donors
UK donations qualify for Gift Aid. SPEAR HOUSING ASSOCIATION LIMITED is registered with the Charity Commission. Eligible UK taxpayers can boost their gift by 25% at no extra cost.
SPEAR HOUSING ASSOCIATION LIMITED is in United Kingdom, a TGE (Transnational Giving Europe) member country. Dutch donors can route gifts via Stichting Transnational Giving Europe to receive Dutch ANBI-equivalent deductibility, subject to TGE's 5% pass-through fee.
SPEAR HOUSING ASSOCIATION LIMITED is registered in United Kingdom. US donors generally cannot deduct gifts to non-US charities directly. To claim a deduction, route the gift through a US 'Friends of' fiscal sponsor or a donor-advised fund that performs equivalency determination (IRS Rev. Proc. 92-94).
Always confirm tax treatment with the charity directly or your tax advisor before donating.
Leadership
From FY2025 filing
Officers & trustees (11)
Source: Public filings
11 officers and trustees on file - free with a GiveRadar account.
Latest news
From global news sources
No recent news coverage found
News coverage will appear here when articles mention this organization.
Activity timeline
Filings and press mentions, merged
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Sign up to write a reviewCause areas in United Kingdom
How many charities work in each area, with this charity's area highlighted.
Most common causes in United Kingdom
Causes charities work on most.
Sources and verification
- Registration and legal identity
- Charity Commission for England and Wales - Register of Charities
- Financial filings
- Charity Commission annual returns - Fiscal year 2025 most recent on file.
- Officers and trustees
- Charity Commission for England and Wales - Register of Charities - 11 disclosed in the public registry.
- News and media coverage
- GDELT Project + Google News
Data freshness
What we know and don't know
Exactly which public data we hold on this charity. Our score reflects transparency, not impact.
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Financial data · FY2025 on record
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Named leadership · 11 officers on file
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Government registration · Registered with an official registry
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Official website · On record
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Headquarters address · On file
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Direct contact · Email or phone published
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Tax-deductibility · Verified
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Founding date · 2008
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Executive payTop-officer pay not disclosed
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Mission statementNo self-published statement of purpose
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Programs & activitiesNo named programs listed by the charity
Methodology
GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.
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Quick facts about Spear Housing Association Limited
- What is Spear Housing Association Limited?
- Spear Housing Association Limited is a human services charitable company based in Twickenham, United Kingdom. SPEAR exists to enable homeless people in South and West London find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development.
- When was Spear Housing Association Limited founded?
- Spear Housing Association Limited was founded in 2008.
- Where is Spear Housing Association Limited located?
- Headquartered in Twickenham, United Kingdom.
- What is Spear Housing Association Limited's annual budget?
- Annual revenue for fiscal year 2025 is approximately £1M-£10M. 95% of expenses go to program services.
- Is Spear Housing Association Limited trustworthy?
- Spear Housing Association Limited has a GiveRadar Integrity Assessment of 86 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
- What is Spear Housing Association Limited's website?
- https://www.spearlondon.org
- Are donations to Spear Housing Association Limited tax-deductible?
- Donations may be tax-deductible for residents of United Kingdom under local rules. US donors should check whether the charity has an equivalency-determination letter or a US-based fiscal sponsor before claiming a deduction.