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American Debt Resources Inc

To assist individuals who are experiencing financial difficulties through professional credit and housing counseling services.

Human Services Melville, NY EIN: 113603198 (IRS) Sign up to see website
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70
Integrity Assessment
Strong transparency
70/100 · methodology

About American Debt Resources Inc

Get reliable housing counseling in New York with American Debt Resources, Inc. Build financial confidence and secure solutions for lasting stability.

Founded
Headquarters
Melville, NY
Foundation type
Supporting organization (509(a)(3))
NTEE code
P51
IRS subsection
501(c)(03)
Ruling date
Size
medium

Verified certifications

Confirmed against the issuing authority - not self-reported.

IRS Tax-Deductible since 2001

Mission

To assist individuals who are experiencing financial difficulties through professional credit and housing counseling services.

Focus areas & reach

· What they work on and where

How it stacks up against peers

· vs. 8 similar human services in United States
Program spending This charity: 46%
Peer average: 93%
CEO comp as % of revenue This charity: 23.35%
Peer average: 0.48%
Integrity Assessment This charity: 70
Peer average: 90

Concerns

· 1 red flag
High Executive Pay
Top executive compensation is 23.4% of total expenses ($125,250 of $534,861).

Where every $1 goes

· FY2024 · IRS 990 (FY2024)
$0.46
Program$0.46

GiveRadar Analysis

Original analysis from GiveRadar's dataset of comparable organizations

From what GiveRadar has verified so far, American Debt Resources Inc has a complete profile, cross-referenced across 3 independent sources including the IRS.

  • It has more complete contact information than nearly all similar organizations, with a verified website, email, phone and address on record. See national comparisons
  • It has more complete governance disclosure than nearly all similar organizations, because GiveRadar has verified leadership, executive compensation, a mission statement and a founding date. See national comparisons
  • GiveRadar has verified more about this organization than about 71% of the 322,679 human services charities in the United States it tracks, because GiveRadar has verified its financial disclosures and its governance. Most of those have little verified data on record yet. View this cohort
GiveRadar has verified
  • government registration
  • financial records (5 filed years)
  • disclosed leadership
  • a website
  • a contact email
  • third-party accreditation
Not yet verified by GiveRadar
  • a donation page
  • an owner-submitted profile claim

Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.

Common questions

· Auto-generated from filings + methodology

American Debt Resources Inc is a registered human services nonprofit based in Melville, NY, United States. It is registered with the Internal Revenue Service (IRS). It was founded in 2001 and has been operating for 25 years. Its EIN is 113603198. According to GiveRadar's records, it holds active tax-deductible status on the IRS Publication 78 list, which means donations are tax-deductible and the organization is in good standing with the IRS. GiveRadar's Integrity Assessment for the organization is 70/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports $536K in annual revenue. 18 officers and directors are publicly disclosed. GiveRadar has identified 1 potential concern.

American Debt Resources Inc's EIN (Employer Identification Number) is 113603198. This is the organization's IRS tax identification number; you can use it to verify tax-exempt status and to look up its Form 990 filings with the IRS.

American Debt Resources Inc has a GiveRadar Integrity Assessment of 70/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 70 ('Strong transparency') reflects well-documented governance, recent financials, named leadership, and working contact details. For comparison, the average integrity assessment for human services charities in United States is 90/100.

American Debt Resources Inc is located in Melville, NY, United States. The organization was established in 2001 and has been active for 25 years.

Based on official tax filings, American Debt Resources Inc has $536K in annual revenue. It allocates 46% of expenses to programs and services. This is below the average of 93% for human services charities in United States. Its revenue is below the peer average of $3M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.

American Debt Resources Inc is classified as a Human Services organization, registered in United States. It operates as a Supporting organization (509(a)(3)). By size, it is categorized as a medium organization. It has $536K in annual revenue. The organization has 18 disclosed officers and directors.

GiveRadar has identified 1 potential concern for American Debt Resources Inc. Red flags are automatically detected from official data and may include high executive compensation relative to budget, low program spending, or missing financial filings. Red flags do not necessarily mean wrongdoing but indicate areas that may warrant further review before donating.

According to GiveRadar's records, American Debt Resources Inc holds active tax-deductible status on the IRS Publication 78 list, which means donations are tax-deductible and the organization is in good standing with the IRS. It is registered with the Internal Revenue Service (IRS). It reports that 46% of expenses go to programs (the peer average is 93%). GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.

Get reliable housing counseling in New York with American Debt Resources, Inc. Build financial confidence and secure solutions for lasting stability. American Debt Resources Inc is classified as a human services organization registered in United States. The organization was founded in 2001.

Among human services charities registered in United States: It allocates 46% of expenses to programs, below the peer average of 93%. Its annual revenue of $536K is below the peer average of $3M.

Yes, donations to American Debt Resources Inc are generally tax-deductible in the United States. American Debt Resources Inc is a 501(c)(3) tax-exempt organization. Its EIN is 113603198, which you can use for tax filing purposes. Donors can typically deduct contributions on their federal income tax return if they itemize deductions. Consult a tax professional for guidance specific to your situation.

Annual revenue
$100K-$1M
46% to programs
Source: IRS 990 (FY2024) why this matters
Unlock exact figures

Filing history

5 years on file from IRS 990 (FY2024): revenue, expenses, program spending, assets, and liabilities by fiscal year.

Years on record: FY2024, FY2023, FY2022, FY2021, FY2020.
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Taxes

Tax-deductibility for donors

Donations may be tax-deductible for residents of United States under local rules. Confirm with the charity directly.

Always confirm tax treatment with the charity directly or your tax advisor before donating.

Staff & volunteers

From filings and published profiles

Employees
6

Leadership

From FY2024 filing

CH
Christian M•••••••
President

Officers & trustees (4)

Source: Public filings

See full names, roles, and stories

4 officers and trustees on file - free with a GiveRadar account.

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Latest news

From global news sources

No recent news coverage found

News coverage will appear here when articles mention this organization.

Activity timeline

Filings and press mentions, merged

Form filed
$0.5M revenue
FY2024
IRS 990
Form filed
$0.6M revenue
FY2023
IRS 990
Form filed
$0.4M revenue
FY2022
IRS 990
Form filed
$0.4M revenue
FY2021
IRS 990
Form filed
$0.4M revenue
FY2020
IRS 990

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Cause areas in United States

How many charities work in each area, with this charity's area highlighted.

Human Services this charity 322,679
Education 195,586
Arts & Culture 133,128
Advocacy & Civil Rights 128,026
Religion 114,636
Health 98,862
Community Development 56,086
Youth Development 53,450
See all cause areas in United States

Most common causes in United States

Causes charities work on most, with this charity's causes ticked.

Community Development 235,146
Education 159,016
Religion 103,741
Arts & Culture 101,203
Human Rights 76,926
Health 65,250
Youth Development 47,775
Animal Welfare 32,425

Sources and verification

Registration and legal identity
Internal Revenue Service (IRS) - Tax Exempt Organization Search
Financial filings
IRS Form 990 filings - Fiscal year 2024 most recent on file.
Officers and trustees
Internal Revenue Service (IRS) - Tax Exempt Organization Search - 18 disclosed in the public registry.
Supplementary verification
Charity Navigator

Data freshness

Last updated
Jun 12, 2026
Registry checked
Jun 6, 2026
Profile completeness
90%

What we know and don't know

Exactly which public data we hold on this charity. Our score reflects transparency, not impact.

On record · 10
  • Financial data · FY2024 on record
  • Named leadership · 18 officers on file
  • Executive pay · Disclosed
  • Government registration · Registered with an official registry
  • Mission statement · Published
  • Official website · On record
  • Headquarters address · On file
  • Direct contact · Email or phone published
  • Tax-deductibility · Verified
  • Founding date · 2001
Not available · 1
  • Programs & activities
    No named programs listed by the charity

Methodology

GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.

Read full methodology

Are you the owner or a board member?

If you represent this organization and want to correct or update its data, you can claim this listing to edit details yourself, or email [email protected] with the correct information. We review every request and respond within 30 days.

Quick facts about American Debt Resources Inc

What is American Debt Resources Inc?
American Debt Resources Inc is a human services supporting organization (509(a)(3)) based in Melville, United States. Get reliable housing counseling in New York with American Debt Resources, Inc. Build financial confidence and secure solutions for lasting stability.
When was American Debt Resources Inc founded?
American Debt Resources Inc was founded in 2001.
Who leads American Debt Resources Inc?
Christian Moriarty serves as President.
Where is American Debt Resources Inc located?
Headquartered in Melville, NY, United States.
What is American Debt Resources Inc's annual budget?
Annual revenue for fiscal year 2024 is approximately $100K-$1M. 46% of expenses go to program services.
Is American Debt Resources Inc trustworthy?
American Debt Resources Inc has a GiveRadar Integrity Assessment of 70 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
What is American Debt Resources Inc's registration number?
IRS EIN: 113603198.
What is American Debt Resources Inc's website?
http://www.americandebtresources.com