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Visit www.chtrust.co.ukAbout Communities Housing Trust
We work to tackle rural depopulation and deprivation in rural, remote and island communities by facilitating genuinely affordable housing, new housing tenures and models, and other key community facilities. We then protect this housing stock, and its affordability, for local communities in perpetuity, with innovations such as the Rural Housing Burden. Despite the many barriers to rural repopulation, our work increases populations, helps maintain key services such as schools and ferries, grows and diversifies local circular economies, and supports rural trades and skills. 'the advancement of education','the advancement of citizenship or community development','the relief of those in need by reason of age, ill-health, disability, financial hardship or other disadvantage' ((1) To provide, or assist in the provision of housing for …
Focus areas & reach
· What they work on and whereHow it stacks up against peers
· vs. 8 similar education in United KingdomConcerns
· None foundGiveRadar Analysis
Original analysis from GiveRadar's dataset of comparable organizations
Based on the records currently verified by GiveRadar, Communities Housing Trust has a substantially complete profile, sourced from OSCR.
- By reported annual revenue, it is larger than 92% of the 78,357 education charities in the United Kingdom with financial records on GiveRadar. See the filings
- GiveRadar holds 5 years of financial filings for this organization, the most recent for fiscal year 2025. See the filings
- Its integrity score of 51 is below most of the 87,708 education charities in the United Kingdom GiveRadar tracks. GiveRadar bases this on limited verified information so far, with little on record for its governance. Explore United Kingdom data
- government registration
- financial records (5 filed years)
- a website
- a contact email
- leadership details (present for 78% of comparable organizations)
- a donation page
- third-party accreditation
- an owner-submitted profile claim
Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.
Common questions
· Auto-generated from filings + methodologyCommunities Housing Trust is a registered education nonprofit based in Inverness, Scotland, United Kingdom. It is registered with the Charity Commission for England and Wales. It was founded in 1998 and has been operating for 28 years. Its registration number is SC027544. GiveRadar's Integrity Assessment for the organization is 51/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports £2M in annual revenue.
Communities Housing Trust's official registration number is SC027544, as recorded in the national registry of United Kingdom.
Communities Housing Trust has a GiveRadar Integrity Assessment of 51/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 51 ('Partial transparency') means some public data is on file but key signals are missing - worth a closer look before donating. The charity allocates 100% of expenses to programs, which contributes positively to its score. For comparison, the average integrity assessment for education charities in United Kingdom is 86/100.
Communities Housing Trust is located in Inverness, Scotland, United Kingdom. The organization was established in 1998 and has been active for 28 years.
Based on official tax filings, Communities Housing Trust has £2M in annual revenue. It allocates 100% of expenses to programs and services. This is in line with the average of 97% for education charities in United Kingdom. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.
Communities Housing Trust is classified as an Education organization, registered in United Kingdom. It operates as a Charitable Company. It has £2M in annual revenue.
According to GiveRadar's records, Communities Housing Trust is registered with the Charity Commission for England and Wales and overseen by the Charity Commission. It reports that 100% of expenses go to programs (the peer average is 97%). GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.
We work to tackle rural depopulation and deprivation in rural, remote and island communities by facilitating genuinely affordable housing, new housing tenures and models, and other key community facilities. We then protect this housing stock, and its affordability, for local communities in perpetuity, with innovations such as the Rural Housing Burden. Despite the many barriers to rural repopulation, our work increases populations, helps maintain key services such as schools and ferries, grows and diversifies local circular economies, and supports rural trades and skills. 'the advancement of education','the advancement of citizenship or community development','the relief of those in need by reason of age, ill-health, disability, financial hardship or other disadvantage' ((1)... Communities Housing Trust is classified as an education organization registered in United Kingdom. The organization was founded in 1998.
Among education charities registered in United Kingdom: It allocates 100% of expenses to programs, in line with the peer average of 97%. Its annual revenue of £2M is comparable to the peer average of £994K.
Communities Housing Trust is a charitable company limited by guarantee, the most common incorporated form for UK charities. It is registered with both Companies House and the Charity Commission, and must file annual accounts with both regulators. Directors (who are also charity trustees) have limited liability. Its Charity Commission registration number is SC027544.
You can verify Communities Housing Trust in several ways. First, search the Charity Commission Register at https://register-of-charities.charitycommission.gov.uk/ - every charity registered in England and Wales appears here with its registration number, trustees, governing document, and filed accounts. Because this is a charitable company, you can also check its filings on Companies House (https://find-and-update.company-information.service.gov.uk/). Second, check whether the charity's annual return and accounts are up to date - the Commission flags charities with overdue filings. Third, look for the Fundraising Regulator badge on the charity's website, which signals voluntary compliance with the Code of Fundraising Practice.
Contact Communities Housing Trust directly for current donation methods. UK charities typically accept online card payments, direct debit, and bank transfer. Many also use platforms such as JustGiving or Charities Aid Foundation (CAF). If you are a UK taxpayer, make sure to tick the Gift Aid box: it lets the charity reclaim 25p from HMRC for every pound you give at no extra cost to you. Higher-rate taxpayers can claim back the difference between basic-rate and their marginal rate through Self Assessment. Payroll Giving (Give As You Earn) lets you donate pre-tax through your employer.
Donations to Communities Housing Trust are eligible for Gift Aid if you are a UK income-tax or capital-gains-tax payer. Gift Aid adds 25% to your donation at no cost to you (the charity reclaims basic-rate tax from HMRC). Higher-rate and additional-rate taxpayers can also claim back the difference through Self Assessment or by adjusting their PAYE tax code. Gifts of shares, property, or land to charity are free of Capital Gains Tax and can be deducted from your income for Income Tax purposes. Legacy gifts (in your will) reduce the value of your estate for Inheritance Tax and can lower the IHT rate from 40% to 36% if you leave at least 10% to charity.
Communities Housing Trust is based in Inverness in Scotland. The Charity Commission for England and Wales (CCEW) is the primary regulator. Scotland has its own regulator (OSCR), and Northern Ireland has the Charity Commission for Northern Ireland (CCNI). A charity registered with the CCEW may operate across the whole of the UK or internationally.
Communities Housing Trust was first registered in 1998, making it approximately 28 years old. UK charities must file an annual return with the Charity Commission to remain on the register. A long registration history generally indicates sustained operations and continuous regulatory compliance.
Filing history
5 years on file from oscr (FY2025): revenue, expenses, program spending, assets, and liabilities by fiscal year.
See 5 years of revenue, expense breakdowns, and balance sheet.
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Tax-deductibility for donors
Donations may be tax-deductible for residents of United Kingdom under local rules. Confirm with the charity directly.
Communities Housing Trust is in United Kingdom, a TGE (Transnational Giving Europe) member country. Dutch donors can route gifts via Stichting Transnational Giving Europe to receive Dutch ANBI-equivalent deductibility, subject to TGE's 5% pass-through fee.
Communities Housing Trust is registered in United Kingdom. US donors generally cannot deduct gifts to non-US charities directly. To claim a deduction, route the gift through a US 'Friends of' fiscal sponsor or a donor-advised fund that performs equivalency determination (IRS Rev. Proc. 92-94).
Always confirm tax treatment with the charity directly or your tax advisor before donating.
Staff & volunteers
From filings and published profiles
We check government filings and charity disclosures quarterly. If you represent this charity, claim this page to add officers directly.
Latest news
From global news sources
No recent news coverage found
News coverage will appear here when articles mention this organization.
Activity timeline
Filings and press mentions, merged
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Sign up to write a reviewCause areas in United Kingdom
How many charities work in each area, with this charity's area highlighted.
Most common causes in United Kingdom
Causes charities work on most, with this charity's causes ticked.
Sources and verification
- Registration and legal identity
- Charity Commission for England and Wales - Register of Charities
- Financial filings
- Charity Commission annual returns - Fiscal year 2025 most recent on file.
Data freshness
What we know and don't know
Exactly which public data we hold on this charity. Our score reflects transparency, not impact.
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Financial data · FY2025 on record
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Government registration · Registered with an official registry
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Official website · On record
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Headquarters address · On file
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Direct contact · Email or phone published
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Tax-deductibility · Verified
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Founding date · 1998
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Named leadershipBoard and officer list not yet indexed
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Executive payTop-officer pay not disclosed
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Mission statementNo self-published statement of purpose
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Programs & activitiesNo named programs listed by the charity
Methodology
GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.
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Quick facts about Communities Housing Trust
- What is Communities Housing Trust?
- Communities Housing Trust is a education charitable company based in Inverness, United Kingdom. We work to tackle rural depopulation and deprivation in rural, remote and island communities by facilitating genuinely affordable housing, new housing tenures and models, and other key community facilities. We then protect this housing stock, and its affordability, for local communities in perpetuity, with innovations such as the Rural Housing Burden. Despite the many barriers to rural repopulation, our work increases populations, helps maintain key services such as schools and ferries, grows and diversifies local circular economies, and supports rural trades and skills. 'the advancement of education','the advancement of citizenship or community development','the relief of those in need by reason of age, ill-health, disability, financial hardship or other disadvantage' ((1) To provide, or assist in the provision of housing for persons in necessitous circumstances, in the Highlands and Islands Electoral Region of the Scottish Parliament or such other area that may replace it ('the Primary Operating Area') and outside the said Highlands and Islands Electoral Region but always within Scotland ('the Secondary Operating Area') (2) To relieve the needs of persons suffering from mental or physical disability, illness or impairment or old age, through the provision, or assistance in the provision, of housing specially adapted to meet their requirements, primarily, but not exclusively, in the Primary Operating Area. (3) To promote education, particularly in the field of housing, primarily, but not exclusively, in the Primary Operating Area. (4) To promote, establish, operate and/or support schemes and projects of a charitable nature, which promote inclusion, sustainability and wellbeing provided always that these are not dealt with on a commercial basis, for the benefit of communities in the Primary and Secondary Operating Areas. (5) To promote the advancement of citizenship or community development (including rural or urban regeneration and the promotion of civic responsibility, volunteering, the voluntary sector or the effectiveness or efficiency of charities) in the Primary and Secondary Operating Area.
- When was Communities Housing Trust founded?
- Communities Housing Trust was founded in 1998.
- Where is Communities Housing Trust located?
- Headquartered in Inverness, Scotland, United Kingdom.
- What is Communities Housing Trust's annual budget?
- Annual revenue for fiscal year 2025 is approximately £1M-£10M. 100% of expenses go to program services.
- Is Communities Housing Trust trustworthy?
- Communities Housing Trust has a GiveRadar Integrity Assessment of 51 out of 100 (Partial transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
- What is Communities Housing Trust's registration number?
- Registration: SC027544 (United Kingdom).
- What is Communities Housing Trust's website?
- https://www.chtrust.co.uk
- Are donations to Communities Housing Trust tax-deductible?
- Donations may be tax-deductible for residents of United Kingdom under local rules. US donors should check whether the charity has an equivalency-determination letter or a US-based fiscal sponsor before claiming a deduction.