Baltimore Community Lending Inc
The mission of baltimore community lending is to support revitalization and strengthening of underserved baltimore neighborhoods through innovative and flexible financial assistance designed to foster community development.
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Verified certifications
Confirmed against the issuing authority - not self-reported.
Mission
The mission of baltimore community lending is to support revitalization and strengthening of underserved baltimore neighborhoods through innovative and flexible financial assistance designed to foster community development.
Focus areas & reach
· What they work on and whereHow it stacks up against peers
· vs. 8 similar community development in United StatesConcerns
· None foundWhere every $1 goes
· FY2025 · IRS 990 (FY2025)GiveRadar Analysis
Original analysis from GiveRadar's dataset of comparable organizations
From what GiveRadar has verified so far, Baltimore Community Lending Inc has a complete profile, cross-referenced across 4 independent sources including the IRS.
- GiveRadar has verified more about this organization than about 99% of the 56,086 community development charities in the United States it tracks, because GiveRadar has verified its financial disclosures and its governance. Most of those have little verified data on record yet. View this cohort
- GiveRadar has cross-referenced this organization across 4 independent sources, led by the IRS - more than 93% of comparable organizations. See the sources
- It has more complete contact information than nearly all comparable organizations, with a verified website, email, phone and address on record. See national comparisons
- government registration
- financial records (5 filed years)
- disclosed leadership
- a website
- a contact email
- a donation page
- an owner-submitted profile claim
Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.
Common questions
· Auto-generated from filings + methodologyBaltimore Community Lending Inc is a registered community development nonprofit based in Baltimore, MD, United States. It is registered with the Internal Revenue Service (IRS). It was founded in 1989 and has been operating for 37 years. Its EIN is 521632468. According to GiveRadar's records, it holds active tax-deductible status on the IRS Publication 78 list, which means donations are tax-deductible and the organization is in good standing with the IRS. GiveRadar's Integrity Assessment for the organization is 90/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports $9M in annual revenue. 45 officers and directors are publicly disclosed. No red flags have been detected. Recent news coverage is predominantly positive.
Baltimore Community Lending Inc's EIN (Employer Identification Number) is 521632468. This is the organization's IRS tax identification number; you can use it to verify tax-exempt status and to look up its Form 990 filings with the IRS.
Baltimore Community Lending Inc has a GiveRadar Integrity Assessment of 90/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 90 ('Strong transparency') reflects well-documented governance, recent financials, named leadership, and working contact details. The charity allocates 82% of expenses to programs, which contributes positively to its score. For comparison, the average integrity assessment for community development charities in United States is 90/100.
Baltimore Community Lending Inc is located in Baltimore, MD, United States. The organization was established in 1989 and has been active for 37 years.
Based on official tax filings, Baltimore Community Lending Inc has $9M in annual revenue. It allocates 82% of expenses to programs and services. This is in line with the average of 87% for community development charities in United States. Its revenue is significantly above the peer average of $3M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.
Baltimore Community Lending Inc is classified as a Community Development organization, registered in United States. It operates as a Publicly-supported charity (509(a)(2)). By size, it is categorized as a large organization. It has $9M in annual revenue. The organization has 45 disclosed officers and directors.
No red flags have been detected for Baltimore Community Lending Inc. GiveRadar automatically screens charities for concerning patterns including high executive compensation, low program spending, and missing financial filings. Based on available official data, no issues have been identified.
According to GiveRadar's records, Baltimore Community Lending Inc holds active tax-deductible status on the IRS Publication 78 list, which means donations are tax-deductible and the organization is in good standing with the IRS. It is registered with the Internal Revenue Service (IRS). It reports that 82% of expenses go to programs (the peer average is 87%). You can donate directly through their official donation page linked on their GiveRadar profile. GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.
Explore Baltimore Community Lending for affordable loans, CDFI financing, and community development in Baltimore. Join us today. Baltimore Community Lending Inc is classified as a community development organization registered in United States. The organization was founded in 1989.
Among community development charities registered in United States: It allocates 82% of expenses to programs, in line with the peer average of 87%. Its annual revenue of $9M is well above the peer average of $3M.
Yes, donations to Baltimore Community Lending Inc are generally tax-deductible in the United States. Baltimore Community Lending Inc is a 501(c)(3) tax-exempt organization. Its EIN is 521632468, which you can use for tax filing purposes. Donors can typically deduct contributions on their federal income tax return if they itemize deductions. Consult a tax professional for guidance specific to your situation.
Filing history
5 years on file from IRS 990 (FY2025): revenue, expenses, program spending, assets, and liabilities by fiscal year.
See 5 years of revenue, expense breakdowns, and balance sheet.
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Tax-deductibility for donors
Donations may be tax-deductible for residents of United States under local rules. Confirm with the charity directly.
BALTIMORE COMMUNITY LENDING INC is registered in United States. Donations from the Netherlands to charities outside the EU/EEA are generally not tax-deductible for Dutch donors unless the charity is listed on the Dutch ANBI register with foreign-recognized status.
Always confirm tax treatment with the charity directly or your tax advisor before donating.
Staff & volunteers
From filings and published profiles
Leadership
From FY2025 filing
Officers & trustees (15)
Source: Public filings
15 officers and trustees on file - free with a GiveRadar account.
Latest news
From global news sources
10 articles found
From news sources and the organization. Shown for transparency; news never affects the integrity score.
Baltimore Community Lending Announces Calvin Gladney as New President & CEO, Building on a Legacy of Community Impact - Yahoo Finance Singapore
Introducing The Watchen Bruce Neighborhood Renewal Initiative: A Commitment to Baltimore's Future - PR Newswire
The 50+ top Baltimore execs who retired, were hired or moved in 2025 - The Business Journals
BBJ Power 10: Watchen Harris Bruce, Baltimore Community Lending - The Business Journals
Baltimore Community Lending Appoints Amine Lahlou and Michael F. Allen to its Board of Directors - citybiz
Millions in grants from Key Bridge fund go to small businesses still bouncing back from collapse impact - WMAR 2 News Baltimore
Baltimore Community Lending Celebrates Grand Opening of Business Development & Resource Center - NCRC
University of Maryland Medical System wants to make a social impact with new $14M investment - Baltimore Sun
Baltimore Community Lending expands service outside of city - The Business Journals
Baltimore Market Redevelopment Project Thinks Local - Next City
Activity timeline
Filings and press mentions, merged
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Sign up to write a reviewCause areas in United States
How many charities work in each area, with this charity's area highlighted.
Most common causes in United States
Causes charities work on most, with this charity's causes ticked.
Sources and verification
- Registration and legal identity
- Internal Revenue Service (IRS) - Tax Exempt Organization Search
- Financial filings
- IRS Form 990 filings - Fiscal year 2025 most recent on file.
- Officers and trustees
- Internal Revenue Service (IRS) - Tax Exempt Organization Search - 45 disclosed in the public registry.
- News and media coverage
- GDELT Project + Google News
- Supplementary verification
- Charity Navigator
Data freshness
What we know and don't know
Exactly which public data we hold on this charity. Our score reflects transparency, not impact.
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Financial data · FY2025 on record
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Named leadership · 45 officers on file
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Executive pay · Disclosed
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Government registration · Registered with an official registry
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Mission statement · Published
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Official website · On record
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Headquarters address · On file
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Direct contact · Email or phone published
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Tax-deductibility · Verified
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Founding date · 1989
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Programs & activitiesNo named programs listed by the charity
Methodology
GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.
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Quick facts about Baltimore Community Lending Inc
- What is Baltimore Community Lending Inc?
- Baltimore Community Lending Inc is a community development publicly-supported charity (509(a)(2)) based in Baltimore, United States. Explore Baltimore Community Lending for affordable loans, CDFI financing, and community development in Baltimore. Join us today.
- When was Baltimore Community Lending Inc founded?
- Baltimore Community Lending Inc was founded in 1989.
- Who leads Baltimore Community Lending Inc?
- Watchen Harris Bruce serves as President & CEO.
- Where is Baltimore Community Lending Inc located?
- Headquartered in Baltimore, MD, United States.
- What is Baltimore Community Lending Inc's annual budget?
- Annual revenue for fiscal year 2025 is approximately $1M-$10M. 82% of expenses go to program services.
- Is Baltimore Community Lending Inc trustworthy?
- Baltimore Community Lending Inc has a GiveRadar Integrity Assessment of 90 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
- What is Baltimore Community Lending Inc's registration number?
- IRS EIN: 521632468.
- What is Baltimore Community Lending Inc's website?
- http://www.bclending.org