Charities United States Community Development Baltimore Community Lending Inc
Baltimore Community Lending Inc logo

Baltimore Community Lending Inc

The mission of baltimore community lending is to support revitalization and strengthening of underserved baltimore neighborhoods through innovative and flexible financial assistance designed to foster community development.

Community Development Baltimore, MD EIN 521632468 · IRS Sign up to see website
Claim this charity
Ready to give?
100% goes to Baltimore Community Lending Inc

GiveRadar doesn't take a cut. Donate directly on their site.

Make your donation
89
Integrity Assessment
Strong transparency
89/100 · methodology

About Baltimore Community Lending Inc

Explore Baltimore Community Lending for affordable loans, CDFI financing, and community development in Baltimore. Join us today.

Founded
Headquarters
Baltimore, MD
Foundation type
Publicly-supported charity (509(a)(2))
NTEE code
S310
IRS subsection
501(c)(03)
Ruling date
Size
medium

Verified certifications

Confirmed against the issuing authority - not self-reported.

IRS Tax-Deductible since 1989

Mission

The mission of baltimore community lending is to support revitalization and strengthening of underserved baltimore neighborhoods through innovative and flexible financial assistance designed to foster community development.

Focus areas & reach

· What they work on and where
Community Development · NTEE S310

How it stacks up against peers

· vs. 8 similar community development in United States
Program spending This charity: 0%
Peer average: 24%
CEO comp as % of revenue This charity: 1.69%
Peer average: 0.48%
Integrity Assessment This charity: 89
Peer average: 90

Red flags

· All clear
IRS revocation history
OFAC / EU / UN sanctions
Open investigations
Governance scandals
Related-party deals
Excessive exec comp

Common questions

· Auto-generated from filings + methodology

Baltimore Community Lending Inc is a registered community development nonprofit based in Baltimore, MD, United States. It is registered with the Internal Revenue Service (IRS). It was founded in 1989 and has been operating for 37 years. Its EIN is 521632468. It has a GiveRadar Integrity Assessment of 89/100 (Strong transparency), indicating well-documented governance, financials, and contact details. The organization reports $9M in annual revenue. 45 officers and directors are publicly disclosed. No red flags have been detected.

Baltimore Community Lending Inc has a GiveRadar Integrity Assessment of 89/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 89 ('Strong transparency') reflects well-documented governance, recent financials, named leadership, and working contact details. For comparison, the average integrity assessment for community development charities in United States is 90/100.

Baltimore Community Lending Inc is located in Baltimore, MD, United States. The organization was established in 1989 and has been active for 37 years.

Based on official tax filings, Baltimore Community Lending Inc has $9M in annual revenue. Its revenue is significantly above the peer average of $3M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.

Baltimore Community Lending Inc is classified as a Community Development organization, registered in United States. It operates as a Publicly-supported charity (509(a)(2)). By size, it is categorized as a medium organization. It has $9M in annual revenue. The organization has 45 disclosed officers and directors.

No red flags have been detected for Baltimore Community Lending Inc. GiveRadar automatically screens charities for concerning patterns including high executive compensation, low program spending, and missing financial filings. Based on available official data, no issues have been identified.

Baltimore Community Lending Inc has a GiveRadar Integrity Assessment of 89/100 (Strong transparency) and no red flags have been detected, which suggests it is a well-documented organization. It is regulated by the IRS. You can donate directly through their official donation page linked on their GiveRadar profile. GiveRadar provides data for research purposes and does not endorse any organization. Always do your own due diligence.

Explore Baltimore Community Lending for affordable loans, CDFI financing, and community development in Baltimore. Join us today. Baltimore Community Lending Inc is classified as a community development organization registered in United States. The organization was founded in 1989.

Among community development charities registered in United States: Baltimore Community Lending Inc's GiveRadar Integrity Assessment of 89/100 is in line with the peer average of 90/100. Its annual revenue of $9M is well above the peer average of $3M.

Yes, donations to Baltimore Community Lending Inc are generally tax-deductible in the United States. Baltimore Community Lending Inc is a 501(c)(3) tax-exempt organization. Its EIN is 521632468, which you can use for tax filing purposes. Donors can typically deduct contributions on their federal income tax return if they itemize deductions. Consult a tax professional for guidance specific to your situation.

Verified against 4 official sources, last refreshed .

Annual revenue
$1M-$10M
0% to programs
Source: IRS 990 (FY2025) why this matters
Unlock exact figures

Filing history

5 years on file from IRS 990 (FY2025): revenue, expenses, program spending, assets, and liabilities by fiscal year.

Years on record: FY2025, FY2024, FY2023, FY2022, FY2021.
Financial details are free - with a GiveRadar account

See 5 years of revenue, expense breakdowns, and balance sheet.

Sign up to view
Already have an account? Log in
No credit card · Takes 20 seconds

Taxes

Tax-deductibility for donors

Donations may be tax-deductible for residents of United States under local rules. Confirm with the charity directly.

Always confirm tax treatment with the charity directly or your tax advisor before donating.

Leadership

WA
Watchen Harris Bruce
President & CEO

Officers & trustees (15)

Source: Public filings

AL
Alex A••••
BOARD MEMBER
AL
Alice K••••••
BOARD MEMBER
AN
Antony G••••
TREASURER
CH
Christopher R•••••
BOARD MEMBER
CL
Clarence S•••••
SVP & CHIEF OPERATING OFFICER
CO
Colleen K••••
BOARD MEMBER
ED
Eduardo H•••••
BOARD MEMBER
GE
Gerard J•••
BOARD MEMBER
JE
Jeffrey C W••••
BOARD CHAIR
LI
Linda H•••••••••
SECRETARY
MI
Michael T•••
VICE CHAIR
NI
Nichole D••• B•••••
BOARD MEMBER
PA
Paul T G•••••••
BOARD MEMBER
SE
Sean R••••••
VP & CHIEF LENDING OFFICER
WA
Watchen H••••• B••••
PRESIDENT AND CEO
Full names, contact details & compensation

Free with an account.

Unlock

Latest news

From global news sources

No recent news coverage found

News coverage will appear here when articles mention this organization.

Activity timeline

Filings and press mentions, merged

Form filed
$8.8M revenue
FY2025
IRS_990
Form filed
$6.4M revenue
FY2024
IRS_990
Form filed
$4.9M revenue
FY2023
IRS_990
Form filed
$5.0M revenue
FY2022
IRS_990
Form filed
$4.2M revenue
FY2021
IRS_990

No reviews yet. Be the first to share your experience.

Have you donated or volunteered here?

Share your experience - it takes 30 seconds. Verified reviews help other donors decide.

Sign up to write a review

Peer charities

Other community development in United States, by integrity assessment

Charity Score Revenue Program %
Baltimore Community Lending Inc This page 89 $8.8 million -
Alaska Community Development Corp 93 $4.1 million 100%
Dona Ana County Colonias Development Council 90 $2.5 million 92%
501cpa 89 $1.6 million -
Minnesota Propane Gas Research Foundation 89 $1.9 million -
Family Advocacy & Community Training 89 $4.4 million -
Cardinal Shehan Center Inc 89 $2.2 million -
Middle Flint Council on Aging Inc 89 $7.1 million -
Cairnwood Village Inc 89 $1.1 million -

Sources and verification

Refreshed

Registration and legal identity
Internal Revenue Service (IRS) - Tax Exempt Organization Search
Financial filings
IRS Form 990 filings - Fiscal year 2025 most recent on file.
Officers and trustees
Internal Revenue Service (IRS) - Tax Exempt Organization Search - 45 disclosed in the public registry.
Supplementary verification
Charity Navigator

Data freshness

Last updated
May 27, 2026
Profile completeness
90%

What we don't know

Honest gaps - our score reflects transparency, not impact

Programs & projects
No named programs listed by the charity
Operating reach
Countries where programs run not specified

Methodology

GiveRadar combines public registry filings, ProPublica Nonprofit Explorer, Charity Navigator, GuideStar, and news archives into a single 0-100 integrity assessment. We don't take a cut of any donation, ever.

Read full methodology

Quick facts about Baltimore Community Lending Inc

What is Baltimore Community Lending Inc?
Baltimore Community Lending Inc is a community development publicly-supported charity (509(a)(2)) based in Baltimore, United States. Explore Baltimore Community Lending for affordable loans, CDFI financing, and community development in Baltimore. Join us today.
When was Baltimore Community Lending Inc founded?
Baltimore Community Lending Inc was founded in 1989.
Who leads Baltimore Community Lending Inc?
Watchen Harris Bruce serves as President & CEO.
Where is Baltimore Community Lending Inc located?
Headquartered in Baltimore, United States.
What is Baltimore Community Lending Inc's annual budget?
Annual revenue for fiscal year 2025 is approximately $1M-$10M. 0% of expenses go to program services.
Is Baltimore Community Lending Inc trustworthy?
Baltimore Community Lending Inc has a GiveRadar Integrity Assessment of 89 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
What is Baltimore Community Lending Inc's registration number?
IRS EIN: 521632468.
What is Baltimore Community Lending Inc's website?
http://www.bclending.org