Charities United States Advocacy & Civil Rights Utah Microenterprise Loan Fund
Utah Microenterprise Loan Fund logo

Utah Microenterprise Loan Fund

Provide funding and management assistance to new and existing businesses that are not able to access traditional sources of funding; including those who are members of the low/moderate …

Advocacy & Civil Rights Salt Lake City, UT EIN 870495534 · IRS Sign up to see website
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73
Integrity Assessment
Strong transparency
73/100 · methodology

About Utah Microenterprise Loan Fund

Utah Microloan Fund | Small Business Loans & Training in Utah

Founded
Headquarters
Salt Lake City, UT
Foundation type
Publicly-supported charity (509(a)(2))
NTEE code
W60Z
IRS subsection
501(c)(03)
Ruling date
Size
small

Verified certifications

Confirmed against the issuing authority - not self-reported.

IRS Tax-Deductible since 1992

Mission

Provide funding and management assistance to new and existing businesses that are not able to access traditional sources of funding; including those who are members of the low/moderate income community.

Focus areas & reach

· What they work on and where
Advocacy & Civil Rights · NTEE W60Z
Cause tags

How it stacks up against peers

· vs. 8 similar advocacy & civil rights in United States
Program spending This charity: 0%
Peer average: 89%
CEO comp as % of revenue This charity: 22.72%
Peer average: 0.48%
Integrity Assessment This charity: 73
Peer average: 91

Red flags

· 1 item
High Executive Pay
Top executive compensation is 10.9% of total expenses ($125,001 of $1,142,244).

Common questions

· Auto-generated from filings + methodology

Utah Microenterprise Loan Fund is a registered advocacy & civil rights nonprofit based in Salt Lake City, UT, United States. It is registered with the Internal Revenue Service (IRS). It was founded in 1991 and has been operating for 35 years. Its EIN is 870495534. It has a GiveRadar Integrity Assessment of 73/100 (Strong transparency), indicating well-documented governance, financials, and contact details. This is below the average of 91/100 for advocacy & civil rights charities in United States. The organization reports $550K in annual revenue. 88 officers and directors are publicly disclosed. GiveRadar has identified 1 potential concern.

Utah Microenterprise Loan Fund has a GiveRadar Integrity Assessment of 73/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 73 ('Strong transparency') reflects well-documented governance, recent financials, named leadership, and working contact details. For comparison, the average integrity assessment for advocacy & civil rights charities in United States is 91/100.

Utah Microenterprise Loan Fund is located in Salt Lake City, UT, United States. The organization was established in 1991 and has been active for 35 years.

Based on official tax filings, Utah Microenterprise Loan Fund has $550K in annual revenue. Its revenue is below the peer average of $4M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.

Utah Microenterprise Loan Fund is classified as a Advocacy & Civil Rights organization, registered in United States. It operates as a Publicly-supported charity (509(a)(2)). By size, it is categorized as a small organization. It has $550K in annual revenue. The organization has 88 disclosed officers and directors.

GiveRadar has identified 1 potential concern for Utah Microenterprise Loan Fund. Red flags are automatically detected from official data and may include high executive compensation relative to budget, low program spending, or missing financial filings. Red flags do not necessarily mean wrongdoing but indicate areas that may warrant further review before donating.

Utah Microenterprise Loan Fund has a GiveRadar Integrity Assessment of 73/100 (Strong transparency), which suggests it is a well-documented organization. It is regulated by the IRS. Visit the Utah Microenterprise Loan Fund profile on GiveRadar for full details before deciding. GiveRadar provides data for research purposes and does not endorse any organization. Always do your own due diligence.

Utah Microloan Fund | Small Business Loans & Training in Utah Utah Microenterprise Loan Fund is classified as a advocacy & civil rights organization registered in United States. The organization was founded in 1991.

Among advocacy & civil rights charities registered in United States: Utah Microenterprise Loan Fund's GiveRadar Integrity Assessment of 73/100 is below the peer average of 91/100. Its annual revenue of $550K is below the peer average of $4M.

Yes, donations to Utah Microenterprise Loan Fund are generally tax-deductible in the United States. Utah Microenterprise Loan Fund is a 501(c)(3) tax-exempt organization. Its EIN is 870495534, which you can use for tax filing purposes. Donors can typically deduct contributions on their federal income tax return if they itemize deductions. Consult a tax professional for guidance specific to your situation.

Verified against 4 official sources, last refreshed .

Annual revenue
$100K-$1M
0% to programs
Source: IRS 990 (FY2024) why this matters
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Filing history

5 years on file from IRS 990 (FY2024): revenue, expenses, program spending, assets, and liabilities by fiscal year.

Years on record: FY2024, FY2023, FY2022, FY2021, FY2020.
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Taxes

Tax-deductibility for donors

Donations may be tax-deductible for residents of United States under local rules. Confirm with the charity directly.

Always confirm tax treatment with the charity directly or your tax advisor before donating.

Leadership

DO
Doug Keefe
Executive Director

Officers & trustees (25)

Source: Public filings

AL
Alysa P•••••••
BOARD MEMBER
BE
Beth C•••••••
BOARD MEMBER
CH
Chris A•••••••
ASST SECRETARY
DA
Danielle L••••
Executive Dir.
DA
David Y••••
BOARD MEMBER
DO
Don P••••••
BOARD MEMBER
DO
Doug K••••
Executive Dir.
DO
Doug L•••
BOARD MEMBER
ER
Eric M•••
Treasurer
JE
Jennifer W••••••
BOARD MEMBER
JI
Jim H•••••
BOARD MEMBER
JI
Jim W••••
BOARD MEMBER
JO
Joe E•••
BOARD MEMBER
JO
John T•••••
BOARD MEMBER
LI
Liz H••
BOARD MEMBER
LO
Lori F•••
BOARD MEMBER
LY
Lynette M••••••••
BOARD MEMBER
MA
Matthew R••••••
BOARD MEMBER
MI
Mike W•••••
BOARD MEMBER
PH
Phil M••••
BOARD MEMBER
RA
Ramez H•••••
BOARD MEMBER
RO
Robert C••••••••••
BOARD MEMBER
RO
Roger C••••••••••
PAST CHAIR
RY
Ryan J••••
CHAIR
SA
Sam R••••••
BOARD MEMBER
Full names, contact details & compensation

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Latest news

From global news sources

No recent news coverage found

News coverage will appear here when articles mention this organization.

Activity timeline

Filings and press mentions, merged

Form filed
$0.6M revenue
FY2024
IRS_990
Form filed
$0.5M revenue
FY2023
IRS_990
Form filed
$0.8M revenue
FY2022
IRS_990
Form filed
$0.7M revenue
FY2021
IRS_990
Form filed
$0.7M revenue
FY2020
IRS_990

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Peer charities

Other advocacy & civil rights in United States, by integrity assessment

Charity Score Revenue Program %
Utah Microenterprise Loan Fund This page 73 $550,159 -
The Appeal of the Nobel Peace Laureates Foundation … 93 $700,744 82%
Epic Girl 93 $756,796 100%
Merrimack Valley Immigrant and Education Center Inc 90 $406,189 74%
Exodus Vision 90 $279,085 76%
Heart and Home Collaborative 90 $161,546 100%
Houston Marathon Foundation Inc 90 $417,366 97%
Benzie County Community Chest 90 $148,922 86%
New Americans Initiative Inc 90 $476,678 100%

Sources and verification

Refreshed

Registration and legal identity
Internal Revenue Service (IRS) - Tax Exempt Organization Search
Financial filings
IRS Form 990 filings - Fiscal year 2024 most recent on file.
Officers and trustees
Internal Revenue Service (IRS) - Tax Exempt Organization Search - 88 disclosed in the public registry.
Supplementary verification
Charity Navigator

Data freshness

Last updated
May 27, 2026
Profile completeness
90%

What we don't know

Honest gaps - our score reflects transparency, not impact

Programs & projects
No named programs listed by the charity
Operating reach
Countries where programs run not specified

Methodology

GiveRadar combines public registry filings, ProPublica Nonprofit Explorer, Charity Navigator, GuideStar, and news archives into a single 0-100 integrity assessment. We don't take a cut of any donation, ever.

Read full methodology

Quick facts about Utah Microenterprise Loan Fund

What is Utah Microenterprise Loan Fund?
Utah Microenterprise Loan Fund is a advocacy & civil rights publicly-supported charity (509(a)(2)) based in Salt Lake City, United States. Utah Microloan Fund | Small Business Loans & Training in Utah
When was Utah Microenterprise Loan Fund founded?
Utah Microenterprise Loan Fund was founded in 1991.
Who leads Utah Microenterprise Loan Fund?
Doug Keefe serves as Executive Director.
Where is Utah Microenterprise Loan Fund located?
Headquartered in Salt Lake City, United States.
What is Utah Microenterprise Loan Fund's annual budget?
Annual revenue for fiscal year 2024 is approximately $100K-$1M. 0% of expenses go to program services.
Is Utah Microenterprise Loan Fund trustworthy?
Utah Microenterprise Loan Fund has a GiveRadar Integrity Assessment of 73 out of 100 (Strong transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
What is Utah Microenterprise Loan Fund's registration number?
IRS EIN: 870495534.
What is Utah Microenterprise Loan Fund's website?
http://www.umlf.com