Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts
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Visit www.vkb.deAbout Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts
On the one hand, we, the Bavarian Insurance Chamber, exercise the function of corporate holding as a superior company. On the other hand, in Bavaria and in the Palatinate, we operate the insurance business with local authorities and other public-law institutions as first insurers. Municipalities and churches have a different insurance requirement than the other customer groups due to their special tasks and the resulting special and diverse risks. As special insurers, we consistently align our products and business processes with this. We count among the claims and accident insurers of the Group Insurance Chamber. This belongs to the savings bank financial group and is thus together with the other public-law insurers, the savings banks, Landesbanks, Landesbausparkasses and the Deka …
Wir, die Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts, üben zum einen als übergeordnete Gesellschaft die Funktion der Konzernholding aus. Zum anderen betreiben wir in Bayern und in der Pfalz als Erstversicherer das Versicherungsgeschäft mit kommunalen Gebietskörperschaften und sonstigen öffentlich-rechtlichen Einrichtungen. Kommunen und Kirchen haben aufgrund ihrer besonderen Aufgaben und der daraus erwachsenden speziellen und vielfältigen Risiken einen anderen Versicherungsbedarf als die übrigen Kundengruppen. Als Spezialversicherer richten wir unsere Produkte und Geschäftsabläufe konsequent darauf aus. Wir zählen zu den Schaden- und Unfallversicherern des Konzerns Versicherungskammer. Dieser gehört zur Sparkassen-Finanzgruppe und ist damit gemeinsam mit den anderen öffentlich-rechtlichen Versicherern, den Sparkassen, Landesbanken, Landesbausparkassen und der Deka Teil des größten Verbunds von Finanzdienstleistern in Deutschland. Wir beobachten politische und gesetzgeberische Diskussionen zur nationalen …
Translated from German by GiveRadar.
Focus areas & reach
· What they work on and whereHow it stacks up against peers
· vs. 5 similar community development in GermanyConcerns
· None foundGiveRadar Analysis
Original analysis from GiveRadar's dataset of comparable organizations
Based on the records currently verified by GiveRadar, Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts has a substantially complete profile, cross-referenced across 3 independent sources.
- Established in 1811, it is among the oldest community development charities in Germany GiveRadar tracks. View this cohort
- GiveRadar has verified financial records for only 1% of community development charities in Germany, and this is one of them. See national comparisons
- It is one of the better-documented community development charities in Germany GiveRadar currently tracks, because GiveRadar has verified its governance and its contact details. Most of those have little verified data on record yet. View this cohort
- government registration
- financial records
- disclosed leadership
- a website
- a contact email
- a donation page
- third-party accreditation
- an owner-submitted profile claim
Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.
Common questions
· Auto-generated from filings + methodologyVersicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is a registered community development nonprofit based in Munich, Bavaria, Germany. It is registered with the German Vereinsregister (Association Register). It was founded in 1811 and has been operating for 215 years. Its registration number is R004022. GiveRadar's Integrity Assessment for the organization is 47/100, which reflects how much public information is available, not whether the charity is legitimate. The organization reports €185K in annual revenue. The charity has 22 community reviews with an average rating of 4.4/5. On Trustpilot, it has a rating of 4.2/5 based on 5280 reviews.
Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts's official registration number is R004022, as recorded in the national registry of Germany.
Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts has a GiveRadar Integrity Assessment of 47/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 47 ('Partial transparency') means some public data is on file but key signals are missing - worth a closer look before donating. For comparison, the average integrity assessment for community development charities in Germany is 62/100.
Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is located in Munich, Bavaria, Germany. The organization was established in 1811 and has been active for 215 years. Its registered address is Maximilianstraße, 80530 München, Germany.
Based on official tax filings, Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts has €185K in annual revenue. Its revenue is below the peer average of €4M. Create a free GiveRadar account to view the complete financial breakdown with year-over-year trends.
Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is classified as a Community Development organization, registered in Germany. By size, it is categorized as a small organization. It has €185K in annual revenue.
According to GiveRadar's records, Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is registered with the German Vereinsregister (Association Register) and overseen by the local Amtsgericht (district court). The organization has a strong Trustpilot rating of 4.2/5. GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.
On the one hand, we, the Bavarian Insurance Chamber, exercise the function of corporate holding as a superior company. On the other hand, in Bavaria and in the Palatinate, we operate the insurance business with local authorities and other public-law institutions as first insurers. Municipalities and churches have a different insurance requirement than the other customer groups due to their special tasks and the resulting special and diverse risks. As special insurers, we consistently align our products and business processes with this. We count among the claims and accident insurers of the Group Insurance Chamber. This belongs to the savings bank financial group and is thus together with the other... Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is classified as a community development organization registered in Germany. The organization was founded in 1811.
Among community development charities registered in Germany: Its annual revenue of €185K is below the peer average of €4M.
Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is a registered nonprofit in Germany. Donations to recognized charitable organizations (gemeinnuetzige Organisationen) are tax-deductible up to 20% of your total income. You will need a donation receipt (Zuwendungsbestaetigung) from the organization for your tax return.
You can verify Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts's charitable status in several ways. First, check the Zuwendungsempfaengerregister (ZER) at https://www.bzst.de/DE/Unternehmen/Zuwendungsempfaengerregister_organisation/zuwendungsempfaengerregister_organisation_node.html - the BZSt maintains this federal register of all organisations eligible to receive tax-deductible donations in Germany. Second, you can look up the association in the Vereinsregister (association register) at the local Amtsgericht (district court) via https://www.handelsregister.de/ - this confirms the legal form, registered address, and board members. Third, check whether the organisation holds the Freistellungsbescheid (tax-exemption notice) from its local Finanzamt - the notice is re-issued every three years and confirms the 'gemeinnuetzig' status under the Abgabenordnung. Legitimate charities publish this on their website or provide it on request.
Contact Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts directly for current donation methods. German charities typically accept SEPA bank transfer (Ueberweisung) to the organisation's IBAN, SEPA direct debit (Lastschrift/Einzugsermaechtigung) for recurring donations, PayPal, credit card payments, and online payment processors like Stripe or Mollie. Many German charities use platforms like betterplace.org, GoFundMe, or their own Spendenseite (donation page). International donors can give via SEPA transfer (Germany is in the eurozone) or PayPal. For your donation to be tax-deductible, you need a Zuwendungsbestaetigung (donation receipt) from the organisation - for amounts up to 300 euros, a bank statement showing the transfer is sufficient.
Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is based in Munich, in the Free State of Bavaria (Bayern) in southeastern Germany, the largest German state by area. Germany is a federation of 16 states (Bundeslaender). Charitable status ('Gemeinnuetzigkeit') is granted by the local Finanzamt and recognised nationwide - the organisation can solicit tax-deductible donations from donors anywhere in Germany.
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Tax-deductibility for donors
German donations are deductible if Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts holds a Freistellungsbescheid (recognition as a charitable purpose) and issues a Zuwendungsbestätigung receipt.
Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is in Germany, a TGE (Transnational Giving Europe) member country. Dutch donors can route gifts via Stichting Transnational Giving Europe to receive Dutch ANBI-equivalent deductibility, subject to TGE's 5% pass-through fee.
Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is registered in Germany. US donors generally cannot deduct gifts to non-US charities directly. To claim a deduction, route the gift through a US 'Friends of' fiscal sponsor or a donor-advised fund that performs equivalency determination (IRS Rev. Proc. 92-94).
Always confirm tax treatment with the charity directly or your tax advisor before donating.
Leadership
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Donor reviews (22)
4.4 / 5 average · includes imported Trustpilot
From 3 years ago I have 2 insurances with vkb one is tooth insurance and the other one Haftpflichtversicherung.I can just recommend this insurance,always they answer all questions and for all the cases that I sent them the Bill,they paid all the caese.I didnt have even a single problem with this nice insurance.
Trustpilot
War alles super gut
Trustpilot
Sturmschaden reguliert
Trustpilot
Es war alles Ok
Trustpilot
I would give the service as 4 stars as of now, hopefully I will provide your service 5 stars in the near future 🌟
Trustpilot
I am a customer by them since 6 years, i had very bad experience with them, the staff is not friendly, they fight on the call when you call them if need help!So watch out before you sign with them!
Trustpilot
Very trustworthy , gentle, quick and friendly. Love the team and the insurance is high class. Kind regards israa
Trustpilot
Wooooow I had a really good experience with this one 😜😜😜
Trustpilot
Es war allerwege gut
Trustpilot
I am writing my review in points for easy understanding, 1. I subscribed to this insurance company on January 2023 on a 3 year contract. 2. November 2023 - I wanted to cancel my subscription and submitted a formal request by approaching the bank. 3. December 2023 (mid) - My cancellation request was not taken even after few weeks and I visited the same bank and asked for the status of it. Again I was told that cancellation will be taken care of. I spoke to the customer care to ensure this time my cancel request is done properly. 4. December 2023 - I received another letter and they said they "SEPA DIRECT debit" is removed from my contract and asked me to repay it. I repaid the amount as soon as I read the letter.5. January 2024 (first week) - I received a letter from Versicherungskammer Bayern stating that I had outstanding payment due to which they cannot accept my cancellation request. My payments were SEPA direct debit and all the money was paid on time and "I always had balance in my account". There was "no chance" that there was a payment due. 6. February 2024 - I was sent another letter and I was asked to pay the whole amount for the new insurance year. Again i approached the bank and negotiated about this issue and I asked where was the miscommunication happening. I wasn't given a proper response and hence I ended up paying the amount for the new insurance year. Absolutely, I lost "TRUST" in this company. Congratulations :( :(I wish there is an option to give 0 star or negative point for my experience.
Trustpilot
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Sources and verification
- Registration and legal identity
- Bundesanzeiger (German Federal Gazette)
- Financial filings
- Bundesanzeiger annual disclosures
- Donor reviews (external)
- Trustpilot consumer reviews
- Community reviews (verified email)
- GiveRadar Community Reviews - 22 verified review(s) on file.
Data freshness
What we know and don't know
Exactly which public data we hold on this charity. Our score reflects transparency, not impact.
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Financial data · Annual revenue figure on record
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Named leadership · Lead officer named
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Government registration · Registered with an official registry
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Official website · On record
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Headquarters address · On file
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Direct contact · Email or phone published
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Founding date · 1811
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Executive payTop-officer pay not disclosed
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Mission statementNo self-published statement of purpose
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Programs & activitiesNo named programs listed by the charity
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Tax-deductibilityNot verified
Methodology
GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.
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Quick facts about Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts
- What is Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts?
- Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts is a community development nonprofit organization based in Munich, Germany. On the one hand, we, the Bavarian Insurance Chamber, exercise the function of corporate holding as a superior company. On the other hand, in Bavaria and in the Palatinate, we operate the insurance business with local authorities and other public-law institutions as first insurers. Municipalities and churches have a different insurance requirement than the other customer groups due to their special tasks and the resulting special and diverse risks. As special insurers, we consistently align our products and business processes with this. We count among the claims and accident insurers of the Group Insurance Chamber. This belongs to the savings bank financial group and is thus together with the other public-law insurers, the savings banks, Landesbanks, Landesbausparkasses and the Deka part of the largest association of financial service providers in Germany. We observe political and legislative discussions on national and European financial market regulation and regulatory tendencies. In the context of our field of activity, we also seek political exchange and bring our expert opinion in connection with the further development of regulatory framework conditions. The purpose of our representation of interests is in particular to mediate the practice.
- When was Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts founded?
- Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts was founded in 1811.
- Who leads Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts?
- Frank Walthes serves as Board Chair.
- Where is Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts located?
- Headquartered in Munich (München in the local language), Bavaria, Germany.
- What is Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts's annual budget?
- Annual revenue is approximately €100K-€1M.
- Is Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts trustworthy?
- Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts has a GiveRadar Integrity Assessment of 47 out of 100 (Partial transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
- What is Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts's registration number?
- Registration: R004022 (Germany).
- What is Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts's website?
- https://www.vkb.de
- Are donations to Versicherungskammer Bayern Versicherungsanstalt des öffentlichen Rechts tax-deductible?
- Donations may be tax-deductible for residents of Germany under local rules. US donors should check whether the charity has an equivalency-determination letter or a US-based fiscal sponsor before claiming a deduction.