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Visit www.ersparniskassespeic…About Ersparniskasse Speicher
Die Stiftung bezweckt, den Einwohnern und Bürgern der Gemeinde Speicher und weiteren Kunden Gelegenheit zu geben, Ersparnisse zinstragend, zinslos oder mit einer Negativverzinsung sicher anzulegen sowie Kredite zu gewähren. Zur Erfüllung dieses Zweckes betreibt sie alle Geschäfte, die in den üblichen Geschäftsbereich einer Regionalbank fallen. Dazu gehören insbesondere folgende Geschäfte: 1. Entgegennahme von Geldern - als Spareinlagen, in Kontokorrent-Rechnung, auf Festgeld- und Depositen-Konten und dergleichen - gegen Ausgabe von Kassenobligationen - durch Geldaufnahmen in anderen banküblichen Formen 2. Anlage von Geldern - in inländischen Hypotheken - in Darlehen, Kontokorrentvorschüssen und Wechselkrediten - in Wertschriften und anderen banküblichen Anlagen - in inländischen Liegenschaften 3. Besorgung von banküblichen Dienstleistungen wie: - An- und Verkauf von Wertschriften, Devisen, fremden Sorten und Edelmetallen für …
Focus areas & reach
· What they work on and whereHow it stacks up against peers
· vs. 8 similar social services in SwitzerlandConcerns
· None foundGiveRadar Analysis
Original analysis from GiveRadar's dataset of comparable organizations
From what GiveRadar has verified so far, Ersparniskasse Speicher has a partial profile, cross-referenced across 3 independent sources.
- Established in 1819, it is among the oldest social services charities in Switzerland GiveRadar tracks. View this cohort
- GiveRadar has not yet verified financial records for this organization, nor for any social services charities in Switzerland - a gap in GiveRadar's dataset for the region, not a feature of this charity. Explore Switzerland data
- GiveRadar has verified more about this organization than about 99% of the 16,783 social services charities in Switzerland it tracks, because GiveRadar has verified its registration and its contact details. View this cohort
- government registration
- a website
- financial records
- leadership details
- a contact email
- a donation page
Analysis based on GiveRadar's benchmark dataset of 2026-07-03. It describes what GiveRadar has verified, not a judgment of the organization itself.
Common questions
· Auto-generated from filings + methodologyErsparniskasse Speicher is a registered social services nonprofit based in Speicher, AR, Switzerland. It is registered with the Swiss Commercial Register (Zefix). It was founded in 1819 and has been operating for 207 years. Its registration number is CHE107063019. GiveRadar's Integrity Assessment for the organization is 49/100, which reflects how much public information is available, not whether the charity is legitimate.
Ersparniskasse Speicher's official registration number is CHE107063019, as recorded in the national registry of Switzerland.
Ersparniskasse Speicher has a GiveRadar Integrity Assessment of 49/100. This score combines five components: Registration (20 pts), Financial Transparency (30 pts), Governance (20 pts), Contact Availability (10 pts), and Data Recency (20 pts), with negative adjustments for any red flags. A score of 49 ('Partial transparency') means some public data is on file but key signals are missing - worth a closer look before donating. For comparison, the average integrity assessment for social services charities in Switzerland is 57/100.
Ersparniskasse Speicher is located in Speicher, AR, Switzerland. The organization was established in 1819 and has been active for 207 years.
Ersparniskasse Speicher is classified as a Social Services organization, registered in Switzerland. It operates as a Stiftung.
According to GiveRadar's records, Ersparniskasse Speicher is registered with the Swiss Commercial Register (Zefix) and overseen by the cantonal commercial registry. GiveRadar provides data for research and does not endorse any organization. A GiveRadar Integrity Assessment reflects how much public data is available, not whether an organization is safe to donate to, so it is always smart to do your own research before giving.
Die Stiftung bezweckt, den Einwohnern und Bürgern der Gemeinde Speicher und weiteren Kunden Gelegenheit zu geben, Ersparnisse zinstragend, zinslos oder mit einer Negativverzinsung sicher anzulegen sowie Kredite zu gewähren. Zur Erfüllung dieses Zweckes betreibt sie alle Geschäfte, die in den üblichen Geschäftsbereich einer Regionalbank fallen. Dazu gehören insbesondere folgende Geschäfte: 1. Entgegennahme von Geldern - als Spareinlagen, in Kontokorrent-Rechnung, auf Festgeld- und Depositen-Konten und dergleichen - gegen Ausgabe von Kassenobligationen - durch Geldaufnahmen in anderen banküblichen Formen 2. Anlage von Geldern - in inländischen Hypotheken - in Darlehen, Kontokorrentvorschüssen und Wechselkrediten - in Wertschriften und anderen banküblichen Anlagen - in inländischen Liegenschaften 3. Besorgung von banküblichen Dienstleistungen wie: - An-... Ersparniskasse Speicher is classified as a social services organization registered in Switzerland. The organization was founded in 1819.
Ersparniskasse Speicher is registered in Switzerland. Donations to recognized tax-exempt Swiss nonprofits are deductible from federal and cantonal taxes. The deduction limit varies by canton but is typically up to 20% of net income for federal taxes.
See 5 years of revenue, expense breakdowns, and balance sheet.
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Tax-deductibility for donors
Donations may be tax-deductible for residents of Switzerland under local rules. Confirm with the charity directly.
Ersparniskasse Speicher is in Switzerland, a TGE (Transnational Giving Europe) member country. Dutch donors can route gifts via Stichting Transnational Giving Europe to receive Dutch ANBI-equivalent deductibility, subject to TGE's 5% pass-through fee.
Ersparniskasse Speicher is registered in Switzerland. US donors generally cannot deduct gifts to non-US charities directly. To claim a deduction, route the gift through a US 'Friends of' fiscal sponsor or a donor-advised fund that performs equivalency determination (IRS Rev. Proc. 92-94).
Always confirm tax treatment with the charity directly or your tax advisor before donating.
We check government filings and charity disclosures quarterly. If you represent this charity, claim this page to add officers directly.
Latest news
From global news sources
4 articles found
From news sources and the organization. Shown for transparency; news never affects the integrity score.
Mutation in der Ersparniskasse - Appenzell24.ch
Flickstatt erhält Förderpreis der Ersparniskasse - Appenzell24.ch
Ersparniskasse Speicher ist die kleinste Bank der Schweiz - Business Class Ost
Ersparniskasse Speicher vergibt den Förderpreis an Sylvia Kaeser - Appenzeller Zeitung
Activity timeline
Filings and press mentions, merged
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Sign up to write a reviewCause areas in Switzerland
How many charities work in each area, with this charity's area highlighted.
Most common causes in Switzerland
Causes charities work on most.
Sources and verification
- Registration and legal identity
- Zefix (Swiss Commercial Register)
- News and media coverage
- GDELT Project + Google News
- Supplementary verification
- Wikidata structured data
Data freshness
What we know and don't know
Exactly which public data we hold on this charity. Our score reflects transparency, not impact.
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Government registration · Registered with an official registry
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Official website · On record
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Headquarters address · On file
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Direct contact · Email or phone published
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Founding date · 1819
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Financial dataNo annual financial filings on file
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Named leadershipBoard and officer list not yet indexed
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Executive payTop-officer pay not disclosed
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Mission statementNo self-published statement of purpose
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Programs & activitiesNo named programs listed by the charity
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Tax-deductibilityNot verified
Methodology
GiveRadar builds each profile primarily from official government charity registries, supplemented where available by third-party nonprofit databases and news archives, and combines it into a single 0-100 integrity assessment. The exact sources for this charity are listed above. We don't take a cut of any donation, ever.
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Quick facts about Ersparniskasse Speicher
- What is Ersparniskasse Speicher?
- Ersparniskasse Speicher is a social services stiftung based in Speicher, Switzerland. Die Stiftung bezweckt, den Einwohnern und Bürgern der Gemeinde Speicher und weiteren Kunden Gelegenheit zu geben, Ersparnisse zinstragend, zinslos oder mit einer Negativverzinsung sicher anzulegen sowie Kredite zu gewähren. Zur Erfüllung dieses Zweckes betreibt sie alle Geschäfte, die in den üblichen Geschäftsbereich einer Regionalbank fallen. Dazu gehören insbesondere folgende Geschäfte: 1. Entgegennahme von Geldern - als Spareinlagen, in Kontokorrent-Rechnung, auf Festgeld- und Depositen-Konten und dergleichen - gegen Ausgabe von Kassenobligationen - durch Geldaufnahmen in anderen banküblichen Formen 2. Anlage von Geldern - in inländischen Hypotheken - in Darlehen, Kontokorrentvorschüssen und Wechselkrediten - in Wertschriften und anderen banküblichen Anlagen - in inländischen Liegenschaften 3. Besorgung von banküblichen Dienstleistungen wie: - An- und Verkauf von Wertschriften, Devisen, fremden Sorten und Edelmetallen für fremde Rechnung - Aufbewahrung und Verwaltung von Wertpapieren und Wertgegenständen, Vermietung von Schrankfächern usw. - Abwicklung des Zahlungsverkehrs Ungedeckte Kredite dürfen nur im beschränkten Umfang und unter der Voraussetzung gewährt werden, dass dem Stiftungsrat ein ausreichender Einblick in die finanziellen und persönlichen Verhältnisse des Kreditnehmers offensteht. Spekulationen und industrielle Beteiligungen sind nicht gestattet. Die Stiftung ist berechtigt, für die sichere Geldanlage Liegenschaften zu erwerben und in diese zu investieren.
- When was Ersparniskasse Speicher founded?
- Ersparniskasse Speicher was founded in 1819.
- Where is Ersparniskasse Speicher located?
- Headquartered in Speicher, AR, Switzerland.
- Is Ersparniskasse Speicher trustworthy?
- Ersparniskasse Speicher has a GiveRadar Integrity Assessment of 49 out of 100 (Partial transparency). The score reflects public-data transparency: registration, financial disclosure, governance, contact details, and how recently data was refreshed. It does not measure program impact.
- What is Ersparniskasse Speicher's registration number?
- Registration: CHE107063019 (Switzerland).
- What is Ersparniskasse Speicher's website?
- https://www.ersparniskassespeicher.ch
- Are donations to Ersparniskasse Speicher tax-deductible?
- Donations may be tax-deductible for residents of Switzerland under local rules. US donors should check whether the charity has an equivalency-determination letter or a US-based fiscal sponsor before claiming a deduction.